About Community Development

Community Lending

In accordance with the Community Reinvestment Act (CRA), our community development lending falls in four main areas:

• Mortgage Lending –  includes loans for home purchases, home improvement and home refinancing.   Read our First-Time Home Buyer's Guide.
• Small Business Lending  – serving the borrowing needs of businesses with gross annual revenues of $1 million or less
• Small Farm Lending – loans of $500,000 or less to farms with gross annual revenues of $1 million or less
• Community Development Lending – development in low-to-moderate income areas of communities we serve

Community Investment

Old National strives to meet the investment needs of our communities. This is accomplished through corporate investments within the bank’s CRA Assessment areas. In addition, Old National Bank Foundation grants and sponsorships supporting community and economic development programs contribute to the bank’s success in this area. View our 2009 Community Investment Report.

Community Service

• Financial Literacy – To better educate children and adults about money, credit and other aspects of financial management, we offer a number of financial literacy initiatives including:

Money Smart Program – In conjunction with Money Smart Week™, this program focuses on money management and financial literacy.

Teach Children to Save - This program teaches K-12 students financial basics.

Get Smart About Credit - This innovative, interactive program puts young adults on the right track for a healthy credit future.

• Associate Volunteerism – in 2008, our associates donated more than 44,600 volunteer hours to organizations throughout our geographic footprint. Old National allows associates to spend 2 hours of company time per month volunteering for approved organizations.