U.S. Small Business Administration (SBA) Loans

Choose from two SBA loan options.

U.S. Small Business Administration Loans – a great financial tool for small businesses - offer affordable down payments and convenient repayment terms.

U.S. Small Business Administration 7(a) Loan

This loan is available for nearly any business purpose, such as:

• Commercial real estate
• Construction or renovation
• Business start-up
• Franchise refinancing
• Inventory

Benefits:

• Down payments as low as 10%
• Loan amounts from $250,000 to $2 million at competitive interest rates¹
• Low monthly payments with up to 25-year amortizations
• Quick approval; fast, simple closing procedure
• Owner-occupancy as low as 51%

U.S. Small Business Administration 504 Loan

With larger loan amounts and low monthly payments, the SBA 504 Loan is perfect for bigger purchases and projects.

Benefits:

• Combined loan amounts up to $6.5 million
• Down payments as low as 10%
• Low monthly payments with up to 30-year amortizations
• Commercial occupancy as low as 51%