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Merchant Services

Clear & Simple

No contracts. No guesswork.

Whether you do a few sales each month or don’t want to be held to a multiple year contract, our Clear & Simple program gives you the capabilities you need without the complexity of a standard merchant contract. The pricing is simple – a low monthly fee, with one rate for swiped card transactions and another for key-entered sales.1
No contract termination fees.

Support for All Major Credit Cards2

Your VISA®, MasterCard®, Discover®, Diners Club®, JCB®, China Union Pay® and PIN debit sales will be billed in a simple, two rate structure – so you will know what to expect when you get your
monthly statement.

Additionally, American Express® can be added under their standard rate program, giving you full access to all the major credit card brands.

Free mobile app

With Clear & Simple, you will get free access to VirtualMerchant Mobile, our mobile application for most iPhone®, iPad® and Android™ devices. With an optional secure card reader,3 you can securely swipe your transactions into VirtualMerchant Mobile – giving you the ability to accept transactions almost anywhere you go.

In the store, on the go or on the web

Unlike comparable programs, we don’t limit you to mobile acceptance only. With Clear & Simple, you can accept cards in any environment – just like you would with a traditional merchant processing account. We support most major credit card terminal models, a variety of e-Commerce software solutions, and touchtone ARU processing – in addition to our mobile acceptance applications.

Next-day funding on your card transactions 4

When you submit your credit card batch before 9 PM ET, the full amount of your batch will be credited to your account on the following banking day, giving you fast access to your money without taking a trip to the bank.

Who Should Use Clear & Simple?

Clear & Simple is designed for businesses that process a relatively low number of transactions each month. A traditional merchant processing account is recommended for businesses that process $25,000 or more in annual card sales. Clear & Simple is subject to eligibility based on the type of business you have. Consult with an Old National Merchant Services Representative to determine which program is the best fit for you and your business.


1. Network assessments will be passed through at cost.

2. Credit and debit card acceptance service is subject to credit approval by Elavon.

3. Secure card reader not included and must be purchased separately through Old National Bank.

4. Next-day Funding is available subject to credit approval. Accounts with insufficient guaranty and certain types of business may not be eligible for next-day funding and may receive delayed funding and/or daily discounted funding in its place. If a third party network is required to communicate with Elavon, next-day funding may not be available. Consult with a Merchant Services Specialist for more details.

iPhone, iPad and iPod Touch are trademarks of Apple, Inc. Android is a trademark of Google, Inc. Blackberry is a trademark of Research in Motion.Limited.

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