Reporting Identity Theft
What should you do if your identity is stolen?
First, contact the financial institution(s) related to the stolen information to let them know you are the victim of identity theft.
Contact the police department to report the crime and request a copy of the police report.
Put a fraud alert on your credit report, which will make it more difficult for an identity thief to open accounts in your name. To put a fraud alert on your credit report, contact one of these three nationwide credit reporting companies. The one company you call must contact the others, and all will place a fraud alert on your file.
Review your credit reports. You are entitled to one free copy from each credit reporting agency after you place a fraud alert on them. If you find accounts you did not open, contact the credit reporting companies to report the fraud.
Contact the Federal Trade Commission (FTC) to create an Identity Theft Report, which will help you resolve problems with credit reporting companies, debt collectors, and businesses that allowed the identity thief to open new accounts in your name. Visit the FTC’s Identity Theft Web Site or call 1-877-438-4338.
Keep records of everything you do to combat the identity theft – names of companies and people you talk to, summary of the conversation and evidence of the crime.
Additional Identity Theft Resources
Remember, even if you aren't the victim of identity theft, you are entitled to a free copy of your credit report annually. This enables you to monitor for any suspicious activity. To order your free report, go to the official site www.annualcreditreport.com or call 1-877-322-8228.
To learn more about avoiding and reporting identity theft, visit any of these web sites.
State identity theft web sites