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Loans & Credit Cards

Home Equity Line of Credit

Access cash as you need it using checks or a Home Equity Access Card.1 There are no closing costs and you pay as low as 1.49% APR for the first 12 billings and 3.74% APR thereafter.2  Why wait to remodel or make those needed home repairs?

How do you know if a home equity line of credit is the right source to fund your needs and dreams? Consider the following benefits:

  • Use for multiple projects
  • Interest-only payment option
  • No annual fee for the first year


No closing costs and low payments to fit your budget

Use our online calculators to find out how much you can afford to borrow.


Other great benefits

  • Quick and easy access to your line as you need it with checks
    and our Home Equity Access Card
  • Ten-year maturity
  • Possible tax deductibility of interest
  • Borrow up to 90% of the value of your home


Ready to apply?

Stop by any Old National or call 1-855-974-LOAN to apply by phone.


1. Equity Access Cards are not available to Kentucky residents.

2. Limited time offer. Rates, terms & conditions effective as of 10/1/14. Subject to credit approval. Property insurance required. Other restrictions may apply, see bank for details. New loans only. Introductory discounted variable rate in effect for the first 12 billing cycles, based on a 2.25% discount resulting in an APR of 1.76% below prime rate as published in the Wall Street Journal. Thereafter, variable rate based on The Wall Street Journal prime rate plus a factor, currently 3.74%. APRs based on a loan-to-value of 80% or less, may be higher depending on certain credit factors and include a .25% rate reduction for automatic payment from an Old National checking account. Max APR is 21%. Initial $50 annual fee waived. Closing costs may apply if title insurance required. Balloon payment may be required to pay this loan in full. Minimum monthly payment equal to the interest that accrued on the outstanding balance during the preceding billing cycle or $50, whichever is greater. If the line is closed within 3 years the prepayment penalty fee is the lesser of 1% of principal balance or $350.

Here's what you can do next

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Related Information

Access your line of credit with a Home Equity Access Card.

Check a registered lender

Research mortgage lender credentials with this free service from the Nationwide Mortgaging Licensing System and Registry.