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Loans & Credit Cards

Home Equity Line of Credit

Old National holds the key to making your dreams come true. For a limited time, unlock your low rate on a Home Equity Line to make remodeling the kitchen or adding a backyard oasis simple and affordable. With rates as low as 1.74% Variable APR for first 12 months and as low as 3.24% Variable APR1 thereafter, you can access cash for home improvement projects as you need it using checks or a Home Equity Access Card.2 When you open a line, you'll pay $0 closing costs and can borrow up to 90% of the value of your home.

How do you know if a home equity line of credit is the right source to fund your home improvement projects? Consider the following benefits:

  • Use for multiple projects
  • Interest-only payment option
  • No annual fee for the first year
  • Possible tax deductibility of interest3

 Use our online calculators to find out how much you can afford to borrow.


Ready to apply?

Stop by any Old National or call 1-855-974-LOAN to apply by phone.


Limited time offer. Rates, terms & conditions effective as of 3/1/16. Subject to credit approval. Property insurance required. Other restrictions may apply, see bank for details. New loans only. Introductory discounted variable rate in effect for the first 12 billing cycles, based on a 1.50% discount resulting in an APR of 1.76% below prime rate as published in the Wall Street Journal. Thereafter, variable rate based on The Wall Street Journal prime rate plus a factor, currently 3.24%. APRs based on a $100,000 line with an LTV of 80% or less, may be higher depending on certain credit factors, LTV or line amount and include a .25% rate reduction for automatic payment from an Old National checking account. Max APR is 21%. Initial $50 annual fee waived. Closing costs may apply if title insurance required. Balloon payment may be required to pay this loan in full. Minimum monthly payment equal to the interest that accrued on the outstanding balance during the preceding billing cycle or $50, whichever is greater. If the line is closed within 3 years the prepayment penalty fee is the lesser of 1% of principal balance or $350.

2. Equity Access Cards are not available to Kentucky residents.

3 Consult your tax advisor regarding interest deductibility.

Here's what you can do next

Apply by phone
Apply at your local
Old National

Related Information

Access your line of credit with a Home Equity Access Card.

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Research mortgage lender credentials with this free service from the Nationwide Mortgaging Licensing System and Registry.