Disclosures:

Limited time offer. Subject to credit approval. Other restrictions may apply. See bank for details.

1. Property insurance required. Available on first mortgage refinances with 80% maximum loan to value. Based on $100,000 loan, 180-month term, $736 payment, 3.875%, $299 fee results in 3.919% APR. Additional costs may apply if escrow required.

2. Insurance required. Available on new loans. 2.99% APR based on $25,000 loan, 2010 model year, 72 months, 2.79% rate, $380 payment & $150 processing fee. ONB checking with automatic payment required.

3. Property insurance required. 3.99% APR is based on $25,000 loan, 60 months with 3.74% rate, $461 payment, $150 processing & $6.70 flood certification fees. Additional closing costs apply. ONB checking with automatic payment required.