First Time Consumer
Borrowing Program

We're here to help you build.

When you’re ready to start building a strong credit history, we’re here to help with our specialized First Time Borrower Program. There are two ways to get started:

Utilize a co-signer

Many young people with part-time income choose this borrowing option, which can help you secure a better interest rate. Your co-signer must be fully qualified for credit to be eligible.

Apply for an ONB Starter Loan

The ONB Starter Loan is a terrific choice for the young borrower with full-time income but little or no previous lending history.

• Basic loans start at $2,500
• Loan proceeds are placed into an interest-bearing Certificate of Deposit (CD)
• The CD becomes collateral on your ONB Starter Loan with typical repayment terms from 12 to 18 months
• Get a .25% rate discount when you use automatic debit from an Old National checking or savings account

Ready to get started?

Visit any Old National Banking Center or call 1-800-276-5529  for additional details and rate information.