Valentine’s Day is quickly approaching, and love is in the air. This is the time of the year when many couples enjoy this special day with chocolates, gifts and more. This is also a time, however, where many individuals spend a lot of money on their significant other and can sometimes throw themselves into debt.
Psychology and money go hand in hand, and many of our brains are wired to spend money based on emotions. According to Robert Plutchik’s Wheel of Emotions, there are eight basic emotions:
- Trust — this also includes admiration and acceptance.
- Fear — the feeling of being afraid, shocked, or scared
- Surprise — how you feel when something unexpected happens
- Sadness — feeling sad. Other words that describe sadness are sorrow, grief and depression.
- Disgust — feeling something is wrong or dirty
- Anger — feeling angry or enraged
- Anticipation — the sense of looking forward positively to something that is going to happen
- Joy — feeling happy, glad
During times like this, we may want to step back in the situation and think about the true meaning of the holiday, which is showing how much we love this person. We don’t have to spend a lot of money, and many times, simple gestures go a lot further than lavish gifts. Let’s now look at some less expensive Valentine’s Day ideas for your special someone:
Doing something nice. Are there chores that your spouse or significant other doesn’t enjoy doing? Laundry, the dishes, cleaning the house? Take a day to do these chores for them.
Drop the cell phones for a day. With technology increasing each and every day, sometimes we get so attached to our mobile devices that we ignore what’s going on around us or even the people we are with. Take a day and leave the cell phones on “off.” Spend an entire day with your significant other, without your phones, and enjoy time with each other the good ol’ fashioned way – in person!
Write a love note. Yes, being a little sappy here, but we need to bring back some of the old school romance. There is nothing more romantic than writing a personal letter to your loved one, telling them how you feel about them.
Social media photo book. There are many places today you can go and print pictures and special moments from your favorite social media outlets.
Flowers. I know this may sound old school or cheesy, but flowers do show love. One word of advice is to really find out what kind of flowers they want. For example, my wife doesn’t prefer roses, but really does like Gerber Daisies. When you take time know to know what they prefer, they appreciate your gift even more.
Take a dance class. When was the last time you have taken your significant other out dancing? Was the last time when you were in college at the club? With current TV programming, dance shows are a big hit and many people would love to try and be a star on the dance floor. Who better to spend this experience with than their love? Show him or her you want to be the next ballroom champions.
Go on a picnic. If you get a nice day, take your spouse out for a nice dinner, but in picnic form. Rather than go out and spend $60-$80 on a meal at a nice restaurant, where you might get distracted from all the others around you, take some time to sit together and chat like you did when you were dating. This memory will last way longer than a meal out at a local restaurant.
Movie night. If you have kids, find someone to watch them for the evening and enjoy a night at home with your favorite movie. With all the streaming services out there, you don’t even have to go out to pick up a movie and can do this from the comfort of your own home. This can cost way less than going to the theater, and you can enjoy some quality time with just the two of you.Hopefully, you can use one or more of these ideas to show your significant other or spouse that you love them, and save some money at the same time. If they are like my wife, the thought of saving money is a great gift too!
Saving money for couples
When you're working to reduce expenses and save for the future, setting up direct deposit or automatic transfers to a savings account is a good place to start. At Old National, you can even open your savings account online.
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