Fraud Protection Services
Safeguard your accounts from internal and external threats
Fraud is a big business. In a recent study, 74% of businesses reported they were the victims of at least one payments fraud attempt.1 Old National has solutions to help protect your business against check and electronic transaction fraud.
Check Positive Pay
Checks are a frequent target of fraudsters, as they are one of the most vulnerable payment methods. With every check you write, your bank account information is exposed to anyone who comes in contact with the check – putting your business at risk.
Check Positive Pay puts you in control over your disbursing accounts by giving you the power to review and make decision about checks, helping protect your business from fraud-related losses.
Available in ONPointe Essentials & ONPointe Treasury
- We will alert you if you have checks to review – and you tell us whether to pay or return the item.
- Optional check issue reporting helps reduce the number of items you need to review each day and gives Old National added knowledge about which checks are legitimate.
- Optional payee matching adds another layer of protection against check alteration and forgery.
ACH Positive Pay
Electronic funds transfers offer many convenient benefits, but also can pose added risk to your accounts. An unauthorized debit or an unexpected credit can negatively impact your operations and cash position.
ACH Positive Pay helps protect your business from unexpected EFTs by giving you the power to say what is allowed to post to your account.
Available in ONPointe Treasury.
- We will alert you if you have items to review – and you tell us whether to pay or return the item.
- Optional filter capability lets you pre-approve certain ACH senders, reducing the number of items you need to review.
Online Banking Security
Protecting your business from man-in-the-middle attacks and malicious software is a key focus of any financial institution. At Old National, we take your security seriously by leveraging sophisticated, multi-layered technology that blocks malicious intruders and protects your online banking sessions.Included with ONPointe Treasury.
- Proprietary software that is specifically registered to each user and each device.
- Blocks keyloggers, screen scrapers, account takeover and other malware attacks.