Checks deposited using Mobile Deposit are available for withdrawal based upon our typical funds availability policy. If we receive your mobile deposit by our Mobile Deposit cut-off time of 8pm CST, Monday through Friday (excluding holidays), we consider that business day to be the day of your deposit. Otherwise, we will consider that the deposit was made on the next business day we are open.
Checks written from an Old National account:
If you submit a check written from an Old National account through Mobile Deposit by the 8pm cut-off time, Monday through Friday (excluding holidays), the deposit will be available the same day. In other words, it will be credited to your account and available to cover checks or other debits being processed that night.
Checks written from an account at a bank other than Old National:
If made by the 8pm CST Mobile Deposit cut-off time, Monday through Friday (excluding holidays), these deposits will typically be available the next business day. This means these funds will not be available to cover checks or other debits processed that night. In some cases, an extended hold may need to be placed on a mobile deposit, meaning funds will not be available the next business day.
Viewing your mobile deposit
You should be able to view your mobile deposit in your Online and Mobile Banking transaction history within one to two business days of your deposit.
As an alternative to Mobile Deposit, many of our ATMs also accept deposits. When viewing our Branch and ATM locator, look for ATMs labeled as Image Deposit and Envelope Deposit.