Convenient Visa® Debit Card1 that doubles as an ATM card. It's the easy way to pay everywhere you see the Visa or PLUS logo.
With either option, the total transaction amount is deducted from your checking account and will appear on your monthly statement.
If you’ve never used online and mobile banking, or haven’t in quite a while, you might think there really isn’t a reason to. Perhaps you are just fine going through the bank drive-through each week. You see no need to complicate things, and you worry about the security of your account information being accessible online. Before completely shutting the door to using online and mobile banking though, take a few minutes to read on.
The benefits of online and mobile banking today go well beyond just viewing your transactions or transferring money from one account to another. Plus, advanced technologies are in place to protect your account information, and the ability to view your account at any time can actually help you detect any fraud. For example, you could see the transactions right away, if someone stole your checks or debit card and began using them on your account.
Here are some of the reasons people say they like using online and mobile banking:
Nowadays, you can literally set things up, so you almost never need to go to the bank. Have your paycheck or Social Security check automatically direct deposited to your checking account and use mobile deposit (a feature of mobile banking) to deposit other checks from your smartphone. Once the money is in the bank, there are various ways you can access it via online and mobile banking:
We’ve already mentioned the benefit of using online and mobile banking to monitor for fraudulent activity, but you can also set up automated text alerts for additional monitoring. For example, receive a text message when your account balance falls below a certain level, or a payment is higher than a specified amount. Also, by logging in and checking transactions daily, you can quickly notice if a transaction looks out-of-place and take immediate steps to correct it if necessary
Online and mobile banking give you access to numerous tools that can help you track and organize your finances. Here are a few examples:
Online and Mobile Banking has now been around for a while and continues to grow in usage. Given the high volume of users and transactions, incidents of unauthorized access are comparatively low. Multiple, layered protections, from secure logins to firewalls, work in combination to protect account information.
It’s important to note too, that account information accessed via online and mobile banking is not stored on your computer or mobile phone. Plus, you can take many security measures yourself, such as choosing a strong password that includes letters, symbols and numbers, and not using the same username and password for other online accounts.Ultimately, you should weigh the advantages and disadvantages of using online and mobile banking for your specific needs. However, as online and mobile services continue to evolve, the benefits just continue to stack up for more and more people.
Access your bank accounts, deposit checks, pay bills and more from home, the office or on the go. An Old National checking account paired with our online and mobile services makes it easy.
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1. Subject to credit approval
2. U.S. issued cards only. VISA’s Zero Liability policy does not apply to ATM transactions or to PIN transactions not processed by VISA. Please review your Deposit Account Agreement and Disclosure for details.