First Time Consumer
We're here to help you build.
When you’re ready to start building a strong credit history, we’re here to help with our specialized First Time Borrower Program. There are two ways to get started:
Utilize a co-signer
Many young people with part-time income choose this borrowing option, which can help you secure a better interest rate. Your co-signer must be fully qualified for credit to be eligible.
Apply for an ONB Starter Loan
The ONB Starter Loan is a terrific choice for the young borrower with full-time income but little or no previous lending history.
- Basic loans start at $2,500
- Loan proceeds are placed into an interest-bearing Certificate of Deposit (CD)
- The CD becomes collateral on your ONB Starter Loan with typical repayment terms from 12 to 18 months
Get a .25% rate discount when you use automatic debit from an Old National checking or savings account
Ready to get started?
Visit any Old National Banking Center or call 1-800-276-5529 for additional details and rate information.
Subject to credit approval.