Subject to credit approval. Property insurance required. Limited time offer, available on FHA and VA loans only. Waiver of the origination fee results in an up to $800 discount on FHA loans and up to $750 discount on VA loans which will be applied at loan closing for first mortgage FHA and VA loans with an application date of 11/15/16 through 2/28/17. Also available for FHA and VA pre-qualifications and pre-approvals dated prior to 11/15/16 with Purchase Agreements dated between 11/15/16 and 2/28/17. Cannot be used for down payment. Mortgage product only. Not available on Quick Home Refi. Certain restrictions and additional qualifications may apply, see a Mortgage Specialist for details.