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        Personal Savings Accounts

        Compare the benefits of Old National Bank savings accounts to find the right option. Convenient savings, money markets, IRAs, and CD accounts are available.

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        1. What is a secured credit card?

          A secured credit card is a special type of credit card that allows users with no credit (or poor credit) to build (or repair) their credit score.

          It works like this: The cardholder puts down a cash deposit as collateral to “secure” the card. The amount of cash put down is typically the cardholder’s credit limit. The cardholder then uses the card normally and their activity is reported to credit agencies, as it would be for any credit card.  

          As a result, the cardholder has the opportunity to build (or repair) their credit by making regular, on-time payments, among other things.

          At Old National Bank, we offer two secured credit card options.

        2. What is a line of credit loan?

          A line of credit loan is a flexible loan that allows you to borrow what you need, as you need it, up to a set credit limit. As long as you follow your repayment terms, the loan remains open and you can borrow again. The most common example is a credit card, where you can continue to use it month after month, provided your account is in good standing. Other examples include Home Equity Lines of Credit (HELOCs) and revolving lines of credit for businesses.

          The contrasting loan type is a fixed loan, where you’re given a set amount of funds upfront, with the expectation that you repay the loan amount with interest over a set period of time. Once you’ve paid off the loan, there’s no opportunity to borrow again; you’d need to reapply for another loan. Common examples include mortgages, car loans and personal loans.

        3. How can I send a wire transfer?

          To send money to both personal and business accounts in the US and internationally, visit your nearest Old National Banking Center.

          To learn more about domestic and international wires, including wire transfer fees, visit our Business Wire Transfers page or our Personal Wire Transfers page.

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