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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Personal Savings Accounts to Help You Reach Your Goals

A personal savings account allows you a dedicated place to pursue your financial goals. Open an account today to get started, or compare our options below.

Traditional Savings Accounts | Specialized Savings Accounts | Our Savings Calculators | View Savings Rates

Compare Our Standard Savings Accounts

  • Basic Savings

    A great basic savings account.1,3

    • Earn interest2
    • Avoid $4 monthly service fee by keeping a minimum balance of $300
    • Enjoy convenience of online and mobile banking,4 direct deposit and an ATM card

    Learn More

  • Savings Plus

    If you’re just starting out.1,5

    • Earn interest2
    • No minimum balance with EZ Save automatic savings plan
    • Requires an Old National Checking Account
    • Enjoy convenience of online and mobile banking,4 direct deposit and an ATM card

    Learn More

  • Certificates of Deposit

    Save securely with a predictable rate of return.6

    • Start with as little as $500 or as much as $500,000
    • Choose from a variety of terms – short or long
    • Diversify your savings portfolio or save for a specific goal

    Learn More

  • Market Monitor

    Put your money to work with a money market savings account.1

    • Tiered interest2 rate paid and compounded monthly
    • Avoid monthly service charge with a $5,000 minimum daily balance, otherwise $20/mo.
    • Check writing for easy account access
    • Promotional rates are available

    Make an Appointment

    Learn More

Specialized Savings for Specific Goals

  • Individual Retirement Accounts

    Prepare for the retirement of your dreams.6,7

    Traditional IRAs:

    • Grow earnings tax-deferred
    • Make contributions with possible tax deductions

    Learn More


    Roth IRAs

    • Withdraw contributions tax-free at anytime
    • Tax-deferred earnings can be withdrawn tax-free for qualified purposes

    Learn More

  • Kids Start Savings

    Teach kids about saving in a fun way.1

    • Tiered interest2 based on balance
    • No minimum balance requirement
    • No monthly service charge
    • For those 18 and under

    Learn More

  • Christmas Savings Club

    An account to help you budget for the holidays.1

    • Earn a tiered-interest2 rate on balances of up to $2,499.99 and $2,500 and up
    • No minimum balance requirement or monthly service charge8

    Learn More

  • Select Savings

    When you save more, you earn more.1,3

    • Tiered interest2 based on your balance
    • Avoid $4 monthly service fee by keeping a minimum balance of $300 and have an Old National Checking Account and debit card
    • Enjoy the convenience of online and mobile banking,4 direct deposit and an ATM card

    Learn More

Tips to Build Your Savings

How Can We Help?
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*Please do not include sensitive information such as password, PIN number, Social Security number or account number.

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1 $50 minimum opening deposit required. If account is closed within 180 days, a $25 fee will be assessed.
2 For interest-bearing accounts, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest.
3 Balance of $300 required to avoid $4.00 monthly service charge, plus $2.00 per debit item over 3 monthly charges.
4 Mobile Banking requires that you download the Mobile Banking app and may only be available for select mobile devices. Old National Bank does not charge any fees to use mobile banking; however, there may be message and data rate charges associated with data usage on your phone.
5 No monthly service charge with EZ Save automatic transfers from any Old National checking account.
6 An early withdrawal penalty may be assessed and may decrease earnings.
7 Consult a tax advisor for guidance on how the features of this product may impact you and your personal finances.
8 Fee of $15 per customer withdrawal.
9 The calculator tool is provided for illustrative purposes only and any results generated do not represent a guaranteed rate of return. The accuracy of the calculator tool and its applicability to individual savings scenarios is not guaranteed and is only provided as a tool for the calculation of general estimation scenarios. Rates are subject to change daily. Contact your Old National Banker for current rates and deposit product details to develop a more accurate savings plan.
10 The rate of 3.79% (3.85% Annual Percentage Yield [APY]) is guaranteed through December 31, 2026 for new Market Monitor (money market) accounts opened between September 1, 2026 and December 1, 2026 with a minimum deposit of $20,000 in new money. After December 31, 2026, Old National Bank reserves the right to adjust the interest rates at its discretion. New money is defined as funds not currently on deposit at Old National Bank as of August 31, 2026. You will have fifteen (15) calendar days to meet the minimum new money deposit of $20,000. If the account is not funded with $20,000 in new money within fifteen (15) calendar days of account opening, your account will be repriced at our standard Market Monitor rate plan. The current interest rate of 3.79% (3.85% Annual Percentage Yield [APY]) is accurate as of September 1, 2026, for new Market Monitor accounts opened with a minimum deposit balance of $20,000 in new money. Rates and tiers for deposit balances are: 3.79% (3.85% APY) if daily collected balance is $20,000 or more; 0.05% (0.05% APY) if daily collected balance is $19,999.99 or less. For interest-bearing accounts, the interest rate and APY are determined at the bank’s discretion. Fees may reduce earnings on the account. If the account is closed within 180 days, a $25 fee will be assessed. If the account is closed before interest is credited, you will not receive the accrued interest. Market Monitor is a personal deposit account. This offer applies to personal accounts and personal trusts only; it is not available for business, public, or institutional funds. Offer available at all Old National banking centers or online (online account opening available to applicants residing in Iowa, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Dakota, Tennessee, or Wisconsin). Personal trusts can only be opened in an Old National banking center. Old National Bank reserves the right to extend or discontinue this offer at any time. We may refuse or return any deposit amount causing the combined balance of all your Old National accounts to exceed $3,000,000. Contact your Old National Banker for current rates.