First Midwest BankFirst Midwest Bank logoArrow DownIcon of an arrow pointing downwardsArrow LeftIcon of an arrow pointing to the leftArrow RightIcon of an arrow pointing to the rightArrow UpIcon of an arrow pointing upwardsBank IconIcon of a bank buildingCheck IconIcon of a bank checkCheckmark IconIcon of a checkmarkCredit-Card IconIcon of a credit-cardFunds IconIcon of hands holding a bag of moneyAlert IconIcon of an exclaimation markIdea IconIcon of a bright light bulbKey IconIcon of a keyLock IconIcon of a padlockMail IconIcon of an envelopeMobile Banking IconIcon of a mobile phone with a dollar sign in a speech bubbleMoney in Home IconIcon of a dollar sign inside of a housePhone IconIcon of a phone handsetPlanning IconIcon of a compassReload IconIcon of two arrows pointing head to tail in a circleSearch IconIcon of a magnifying glassFacebook IconIcon of the Facebook logoLinkedIn IconIcon of the LinkedIn LogoXX Symbol, typically used to close a menu
Skip to nav Skip to content


Putting money aside for your future takes commitment and discipline. But it’s worth it. We offer a variety of savings options, to help you meet your short- and long-term goals.

Traditional Savings Accounts | Specialized Savings Accounts | Strategic Savings Options | Our Savings Calculators | View Savings Rates

Our Most Popular Savings Options


    Open Account

    A great basic savings account.1,6

    • Earn interest
    • Avoid $4 monthly service fee by keeping a minimum balance of $300
    • Enjoy convenience of online and mobile banking,3 direct deposit and an ATM card

    Learn More


    Make an Appointment

    If you’re just starting out.1,2

    • Earn interest
    • No minimum balance with EZ Save automatic savings plan
    • Requires an Old National Checking Account
    • Enjoy convenience of online and mobile banking,3 direct deposit and an ATM card

    Learn More


    Make an Appointment

    When you save more, you earn more.1,6

    • Tiered interest8 based on your balance
    • Avoid $4 monthly service fee by keeping a minimum balance of $300 and have an Old National Checking Account and debit card
    • Enjoy the convenience of online and mobile banking,3 direct deposit and an ATM card

    Learn More


    Account Opening Options

    Put your money to work with a money market savings account.1

    • Tiered interest8 rate paid and compounded monthly
    • Avoid monthly service charge with a $5,000 minimum daily balance, otherwise $20/mo.
    • Limited check writing for easy account access
    • Standard Market Monitor rates available online or visit your local branch for promotional rates

    Learn More

Our Specialized Savings Accounts


    Make an Appointment

    Teach kids about saving in a fun way.1

    • Tiered interest8 based on balance
    • No minimum balance requirement
    • No monthly service charge
    • For those 18 and under

    Learn More


    Make an Appointment

    An account to help you budget for the holidays.1,7

    • Earn a tiered-interest8 rate on balances of up to $2,499.99 and $2,500 and up
    • No minimum balance requirement or monthly service charge

    Learn More

Our Strategic Savings Accounts


    Make an Appointment

    Save securely with a predictable rate of return.4

    • Start with as little as $500 or as much as $500,000
    • Choose from a variety of terms – short or long
    • Diversify your savings portfolio or save for a specific goal

    Learn More


    Make an Appointment

    Prepare for the retirement of your dreams.4,5

    Traditional IRAs:

    • Grow earnings tax-deferred
    • Make contributions with possible tax deductions

    Learn More

    Roth IRAs

    • Withdraw contributions tax-free at anytime
    • Tax-deferred earnings can be withdrawn tax-free for qualified purposes

    Learn More

Have savings account questions?
Email us to request more information. An ONB team member will contact you.

Request Info

How Can We help?
Thank you for your inquiry. We will contact you as soon as possible to provide information. If you choose to open an account, the information you enter below will help us to start the process. 

*Please do not include sensitive information such as password, PIN number, Social Security number or account number.

More About the Value of Saving

A family together snacking on food


Many people put off their money goals until later. Achievement happens when you start now. Learn how.    

Start Your Journey

A couple looking at their finances


Stop living paycheck-to-paycheck and build for your future.

Learn How

A piggy bank with a graduation cap


Setting goals and developing a plan to get there are crucial. Learn how to do it!

Get 6 Tips

1 $50 minimum opening deposit required. If account is closed within 180 days, a $25 fee will be assessed.
2 No monthly service charge with EZ Save automatic transfers from any Old National checking account.
3 Mobile Banking requires that you download the Mobile Banking app and may only be available for select mobile devices. Old National Bank does not charge any fees to use mobile banking; however, there may be message and data rate charges associated with data usage on your phone.
4 An early withdrawal penalty may be assessed and may decrease earnings.
5 Consult a tax advisor for guidance on how the features of this product may impact you and your personal finances.
6 Balance of $300 required to avoid $4.00 monthly service charge, plus $2.00 per debit item over 3 monthly charges.
7 Fee of $15 per customer withdrawal.
8 For interest-bearing accounts, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest.
9 Rates are subject to change daily. Contact your Old National Banker for current rates.
10 Minimum deposit of $500 required to open. Rates, terms, and conditions accurate as of May 16, 2023 and are subject to change.  Advertised rate of 4.60% (4.68% APY) is for a new 15-month certificate of deposit (CD) with balances of $500 or more.
11 Minimum deposit of $500 required to open. Rates, terms, and conditions accurate as of May 16, 2023 and are subject to change.  Advertised rate of 4.77% (4.85% APY) is for a new 9-month certificate of deposit (CD) with balances of $500 or more.
12 12-month introductory rate of 4.89% (5.00% Annual Percentage Yield [APY]) is available on new Market Monitor (money market) accounts opened between April 17, 2023 and June 30, 2023 with a minimum opening deposit of $10,000 in new money. New money is defined as funds not currently on deposit at Old National as of April 14, 2023. If the account is not funded with $10,000 in new money within 10 calendar days of account opening the promotional rate will be removed and standard market rates will apply. Rates and tiers for balances during the 12-month promotional period are: 4.89% (5.00% APY) if daily collected balance is $10,000 or more; 0.05% (0.05% APY) if daily collected balance is $9,999 or less. We may refuse or return any deposit amount causing the combined balance of all your Old National accounts to exceed $3,000,000. After the introductory term, rates will match standard rate chart and are subject to change. Offer available at any Old National banking center. Market Monitor is a personal account. Offer applies to personal accounts and personal trusts only, not available for business, public or institutional funds. Old National reserves the right to extend or discontinue this offer at any time.