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SAVE TODAY FOR A BRIGHTER TOMORROW

Open a savings account with Old National to start your financial journey. We provide savings account options to help you pursue your long- and short-term financial goals. Earn a competitive interest rate, while building your financial commitment and discipline with a savings account. Build your savings habit today.

Traditional Savings Accounts | Specialized Savings Accounts | Strategic Savings Options | Our Savings Calculators | View Savings Rates

Our Most Popular Savings Account Options

  • BASIC SAVINGS

    Open Account

    A great basic savings account.1,6

    Our Top Choice Flag

    • Earn interest
    • Avoid $4 monthly service fee by keeping a minimum balance of $300
    • Enjoy convenience of online and mobile banking,3 direct deposit and an ATM card

    Learn More

  • SAVINGS PLUS

    Make an Appointment

    If you’re just starting out.1,2

    • Earn interest
    • No minimum balance with EZ Save automatic savings plan
    • Requires an Old National Checking Account
    • Enjoy convenience of online and mobile banking,3 direct deposit and an ATM card

    Learn More

  • SELECT SAVINGS

    Make an Appointment

    When you save more, you earn more.1,6

    • Tiered interest8 based on your balance
    • Avoid $4 monthly service fee by keeping a minimum balance of $300 and have an Old National Checking Account and debit card
    • Enjoy the convenience of online and mobile banking,3 direct deposit and an ATM card

    Learn More

  • MARKET MONITOR

    Open Account

    Put your money to work with a money market savings account.1

    • Tiered interest8 rate paid and compounded monthly
    • Avoid monthly service charge with a $5,000 minimum daily balance, otherwise $20/mo.
    • Limited check writing for easy account access
    • Promotional rates are available

    Make an Appointment

    Learn More

The Value of Building Your Savings

Our Specialized Savings Accounts

  • KIDS START SAVINGS

    Make an Appointment

    Teach kids about saving in a fun way.1

    • Tiered interest8 based on balance
    • No minimum balance requirement
    • No monthly service charge
    • For those 18 and under

    Learn More

  • CHRISTMAS SAVINGS CLUB

    Make an Appointment

    An account to help you budget for the holidays.1,7

    • Earn a tiered-interest8 rate on balances of up to $2,499.99 and $2,500 and up
    • No minimum balance requirement or monthly service charge

    Learn More

Our Strategic Savings Accounts

  • CERTIFICATES OF DEPOSIT

    Make an Appointment

    Save securely with a predictable rate of return.4

    • Start with as little as $500 or as much as $500,000
    • Choose from a variety of terms – short or long
    • Diversify your savings portfolio or save for a specific goal

    Learn More

  • INDIVIDUAL RETIREMENT ACCOUNTS

    Make an Appointment

    Prepare for the retirement of your dreams.4,5

    Traditional IRAs:

    • Grow earnings tax-deferred
    • Make contributions with possible tax deductions

    Learn More


    Roth IRAs

    • Withdraw contributions tax-free at anytime
    • Tax-deferred earnings can be withdrawn tax-free for qualified purposes

    Learn More

Have savings account questions?
Email us to request more information. An ONB team member will contact you.

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*Please do not include sensitive information such as password, PIN number, Social Security number or account number.

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1 $50 minimum opening deposit required. If account is closed within 180 days, a $25 fee will be assessed.
2 No monthly service charge with EZ Save automatic transfers from any Old National checking account.
3 Mobile Banking requires that you download the Mobile Banking app and may only be available for select mobile devices. Old National Bank does not charge any fees to use mobile banking; however, there may be message and data rate charges associated with data usage on your phone.
4 An early withdrawal penalty may be assessed and may decrease earnings.
5 Consult a tax advisor for guidance on how the features of this product may impact you and your personal finances.
6 Balance of $300 required to avoid $4.00 monthly service charge, plus $2.00 per debit item over 3 monthly charges.
7 Fee of $15 per customer withdrawal.
8 For interest-bearing accounts, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest.
9 The calculator tool is provided for illustrative purposes only and any results generated do not represent a guaranteed rate of return. The accuracy of the calculator tool and its applicability to individual savings scenarios is not guaranteed and is only provided as a tool for the calculation of general estimation scenarios. Rates are subject to change daily. Contact your Old National Banker for current rates and deposit product details to develop a more accurate savings plan.
10 Minimum deposit of $500 required to open. Rates, terms, and conditions accurate as of January 12, 2024 and are subject to change. Advertised interest rate of 4.67% (4.75% Annual Percentage Yield [APY]) is for a new 7-month certificate of deposit (CD) with balances of $500 or more. APYs assume money stays on deposit until CD maturity date. An early withdrawal penalty may be assessed and may decrease earnings. If you close the account before interest is credited, you will not receive the accrued interest. Upon maturity the CD will automatically renew for a successive term equal to the original term at the standard rate/APY in effect on the maturity date and based on the same term, minimum balance, and other features of the original certificate. Public funds, institutional funds and brokered CDs are not eligible for advertised APYs.
11 The 6-month introductory interest rate of 4.41% (4.50% Annual Percentage Yield [APY]) is available on new Market Monitor (money market) accounts opened between February 1 and April 30, 2024 with a minimum opening deposit of $10,000 in new money. New money is defined as funds not currently on deposit at Old National as of January 31, 2024. If the account is not funded with $10,000 in new money within 15 calendar days of account opening the promotional rate will be removed and standard market rates will apply. Rates and tiers for balances during the 6-month promotional period are: 4.41% (4.50% APY) if daily collected balance is $10,000 or more; 0.05% (0.05% APY) if daily collected balance is $9,999 or less. After the introductory term expires, rates will match the standard rate chart in effect at that time. For interest-bearing accounts, the interest rate and annual percentage yield (APY) may change periodically at our discretion. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If account is closed within 180 days, a $25 fee will be assessed. Fees may reduce earnings on the account. If the account is closed before interest is credited, you will not receive the accrued interest. Market Monitor is a personal deposit account. This offer applies to personal accounts and personal trusts only; it is not available for business, public or institutional deposit funds. Personal trusts can only be opened in an Old National banking center. Old National reserves the right to extend or discontinue this offer at any time. We may refuse or return any deposit amount causing the combined balance of all your Old National accounts to exceed $3,000,000.