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      U.S. Government Shutdown

      Several relief measures are available to impacted clients to make this time less stressful.

      Assistance to Impacted Clients

      At Old National, we care about our clients, their families and the communities that are impacted by the shutdown. We are making several relief measures available to make life less stressful during this time.

      If you are an existing Old National client who had an account at the start of the U.S. Government shutdown and you or your family have been impacted, we are here to assist you.1 Click the buttons below for details.

      CONSUMER DEPOSIT ACCOUNT RELIEF
      CONSUMER MORTGAGE AND LOAN RELIEF
      EMERGENCY PERSONAL LOANS
      OPTIONS FOR SMALL BUSINESS CLIENTS

       

      Consumer Deposit Account Client Options

      We’re offering client relief assistance on our consumer deposit accounts on the following:

      • Monthly maintenance fees that are charged because of a failure to maintain a minimum balance will be waived during each month of the shutdown.  
      • Overdraft fees will be waived for up to 30 days after the end of the shutdown. Note: Old National will continue to use its discretion to pay items that overdraw the account when sufficient funds are not available.
      • CD Early Withdrawal Penalties2 associated with a CD partial withdrawal or early CD closure will be waived for up to 30 days after the end of the shutdown.

      Contact Information: Please visit your local banking center or call Client Care at 1-800-731-2265 to benefit from this relief assistance.

      Mortgage Loan and Consumer Loan Client Options

      If you anticipate difficulty making your loan payment due to the shutdown, the following relief assistance is available:

      • Consumer/Auto Loan Payments may be available for loan payment extension or deferral of up to two months of payments.
      • Mortgage Loan Payments. Options will depend upon whether your loan is owned by Old National Bank or serviced by Old National Bank on behalf of others. Generally, we can provide options to extend or defer mortgage payments.
      • Late Fees will be waived for payments due within two weeks from the end of the shutdown.
      • Home Equity Lines of Credit. Annual fees that come due within two weeks from the end of the shutdown will be waived.

      Credit Reporting: We will continue to report your account as “current” (not past due) if your account was current at the time you applied for relief. Clients who were past due at the time of their request will continue to be reported as such.

      Contact Information: Please visit your local banking center or call Client Care at 1-800-731-2265 to benefit from this relief assistance.

      Emergency Personal Loan Options3

      If you are an existing Old National personal deposit banking client and require emergency funds, you can apply for an unsecured personal loan, with no processing fees and a discounted Annual Percentage Rate (APR) of 5.99%, with a minimum loan amount of $1,000.00.4 Applications will be accepted in our banking centers or through our Solution Center for up to two weeks following the end of the shutdown. 

      Contact Information: Please visit your local branch or call our Solution Center at 1-877-427-7220 to apply. Our Solution Center is available Monday through Friday from 8am-5pm Central Standard Time and 8am-noon on Saturdays. Click here for more information on our banking center location hours.

      Small Business Client Options

      If you are an existing small business client with a loan or line of credit that has been impacted by the shutdown and need assistance, please contact your relationship manager to discuss available options.

      Connect With Us

      FIND US

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      SCHEDULE AN APPOINTMENT

      We’re happy to set up a time to help you with your finances.

      CALL US AT 800-731-2265

      Sometimes a phone call makes a world of difference. Just reach out!

      GET THE APP

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      1 Relief options are subject to eligibility and verification of government employment. Terms and availability may vary by product type.
      2 All CD early withdrawal penalties will be waived if funds are withdrawn more than six days after the date of deposit or more than six days after the most recent partial withdrawal.
      3 This Emergency Personal Loan option is available to existing Old National clients with a personal deposit account relationship at the time of their government furlough. Applicant must satisfy credit qualifications and provide evidence they, or a spouse, were impacted by the shutdown. Applications will be taken through our Banking Centers or by our Solution Center only; online applications are not available for this assistance program.
      4 The Emergency Personal Loan will have a fixed interest rate and Annual Percentage Rate (APR) of 5.99% and the repayment term can range from 1 to 4 years. Subject to credit approval, a minimum loan amount of $1,000 with a fixed loan term of 48 monthly payments and an Annual Percentage Rate (APR) of 5.99% would result in a monthly loan payment of $23.48 assuming no additional loan documentation fees or charges are incurred during the loan period.