EARN OUR BEST RATES
Ready to earn more on your money? It’s an easy step toward achieving your financial goals. That’s why we offer competitive rates on our savings offerings.
Ready to earn more on your money? It’s an easy step toward achieving your financial goals. That’s why we offer competitive rates on our savings offerings.
A Certificate of Deposit (CD) gives you a secure, predictable return, at a competitive rate.
EARN UP TO 4.50% APY: 15-MONTH CD4
Visit a branch and open a 15-month CD with a minimum balance of $50,000 to earn 4.50% APY.
Ready to take advantage?
EARN UP TO 4.40% APY: 9-MONTH CD5
Visit a branch and open a 9-month CD with a minimum balance of $50,000 to earn 4.40% APY.
Ready to take advantage?
1 $50 minimum opening deposit required. If account is closed within 180 days, a $25 fee will be assessed.
2 For interest-bearing accounts, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest.
3 12-month introductory rates starting from 3.49% (3.55% Annual Percentage Yield [APY]) for balances $20,000 or more; 0.05% for balances less than $19,999.99 are available on new Market Monitor (money market) accounts opened between January 17, 2023 and April 14, 2023, with a minimum opening deposit of $20,000 in new money. New money is defined as funds not currently on deposit at Old National as of January 13, 2023. If the account is not funded with $20,000 in new money within 5 calendar days of account opening the promotional rate will be removed and standard market rates will apply. Contact your Old National Banker for local rate and balance tiers available in your market area. We may refuse or return any deposit amount causing the combined balance of all your Old National accounts to exceed $3,000,000. After the introductory term, rates will match standard rate chart and are subject to change. Offer available at Old National banking centers. Market Monitor is a personal account; not available for personal trusts, business, public or institutional funds. Old National reserves the right to discontinue this offer at any time.
4 Minimum deposit of $500 required to open. Rates, terms, and conditions accurate as of 2/22/23 and are subject to change. Advertised rate of 4.43% (4.50% Annual Percentage Yield [APY]) is for a new 15-month certificate of deposit (CD) with balances of $50,000 or more; 3.70% (3.75% APY) for balances $49,999.99 or less.
For Old National banking centers located within the Kentucky counties of Fayette and Jefferson; Clark County Indiana, and within the Michigan counties of: Calhoun, Jackson, Kalamazoo, Lenawee, Livingston, Monroe, Washtenaw, Kent, and Ottawa balances $49,999.99 or less will earn a rate of 3.94% (4.00% APY).
For Old National banking centers located within Iowa, the Illinois counties of: Cook, Dekalb, DuPage, Grundy, Kane, Kendall, Knox, Lake, LaSalle, McHenry, Rock Island, and Will; and Lake County Indiana balances under $49,999.99 or less will earn a rate of 4.09% (4.15% APY).
CD rates are fixed upon opening the account. APYs assume money stays on deposit until CD maturity date. An early withdrawal penalty may be assessed and may decrease earnings. If you close the account before interest is credited, you will not receive the accrued interest. Upon maturity the CD will automatically renew for a successive term equal to the original term at the standard rate/APY in effect on the maturity date and based on the same term, minimum balance, and other features of the original certificate. Public funds, institutional funds and brokered CDs are not eligible for advertised APYs.
5 Minimum deposit of $500 required to open. Rates, terms, and conditions are accurate as of 2/22/2023 and are subject to change. Advertised rate of 4.33% (4.40% APY) is for a new 9-month certificate of deposit (CD) with balances of $50,000 or more; 3.95% (4.00% APY) for a balance of $10,000 to $49,999.99 and .60% (.60% APY) for balances of $9,999.99 or less. For Old National banking centers located within Iowa, the Illinois counties of: Cook, Dekalb, DuPage, Grundy, Kane, Kendall, Knox, Lake, LaSalle, McHenry, Rock Island, and Will; and Lake County Indiana CD balances of $9,999.99 or less will earn a rate of .21% (.21% APY). CD rates are fixed upon opening the account. APYs assume money stays on deposit until CD maturity date. An early withdrawal penalty may be assessed and may decrease earnings. If you close the account before interest is credited, you will not receive the accrued interest. Upon maturity the CD will automatically renew for a successive term equal to the original term at the standard rate/APY in effect on the maturity date and based on the same term, minimum balance, and other features of the original certificate. Public funds, institutional funds and brokered CDs are not eligible for advertised APYs.
This is a link to a third-party site. Note that the third party's privacy policy and security practices may differ from the standards of Old National Bank. Complete details regarding third-party links are available in our Terms of Use.
Residents of California have certain rights regarding the sale of personal information to third parties. Old National Bank, our affiliates, and service providers use information collected through cookies or in forms to improve the experience on our site and pages, to analyze how our site is used, and to present personalized advertising.
At any point, you can opt-out of the sale of your personal information by selecting Do Not Sell My Personal Information.
You can find more information and how to manage your privacy choices by reviewing our California Consumer Privacy Disclosures located on our Privacy information page by following the link on the bottom of any page.
