Earn Our Best Rates
Ready to earn more on your money? It’s an easy step toward achieving your financial goals. That’s why we offer competitive rates on our savings offerings.
Ready to earn more on your money? It’s an easy step toward achieving your financial goals. That’s why we offer competitive rates on our savings offerings.
A certificate of deposit (CD) gives you a secure, predictable return at a competitive rate.
Earn 4.00% APY: 7, 11 or 17-month1,2,3
Visit a branch and open a 7, 11 or 17-month CD with a minimum deposit of $500 to earn 4.00% APY.
Ready to take advantage?
1 Minimum Deposit of $500 required to open. Maximum deposit to receive rate is $5,000,000. Rates, terms, and conditions accurate as of August 28, 2026, and are subject to change. Advertised interest rate of 3.93% (4.00% Annual Percentage Yield (APY)) is for a new 7-month certificate of deposit (CD) with balances of $500 or more. CD rates are fixed upon opening the account. APYs assume money stays on deposit until CD maturity date. An early withdrawal penalty may be assessed and may decrease earnings. If you close the account before interest is credited, you will not receive the accrued interest. Upon maturity the CD will automatically renew for a successive term based on the term, minimum balance, and other features of the 6-month certificate of deposit available at that time. Due to market conditions, there may be times when there is little to no difference in the interest rate and Annual Percentage Yield (APY) earned in each tier. ONB may change the interest rate and APY based on account balances at our sole discretion. For more information regarding interest rates and APYs in effect at the time of CD renewal, please contact your local banker. Public funds, institutional funds and brokered CDs are not eligible for advertised APYs.
2 Minimum Deposit of $500 required to open. Maximum deposit to receive rate is $5,000,000. Rates, terms, and conditions accurate as of August 28, 2026, and are subject to change. Advertised interest rate of 3.93% (4.00% Annual Percentage Yield (APY)) is for a new 11-month certificate of deposit (CD) with balances of $500 or more. CD rates are fixed upon opening the account. APYs assume money stays on deposit until CD maturity date. An early withdrawal penalty may be assessed and may decrease earnings. If you close the account before interest is credited, you will not receive the accrued interest. Upon maturity the CD will automatically renew for a successive term based on the term, minimum balance, and other features of the 12-month certificate of deposit available at that time. Due to market conditions, there may be times when there is little to no difference in the interest rate and Annual Percentage Yield (APY) earned in each tier. ONB may change the interest rate and APY based on account balances at our sole discretion. For more information regarding interest rates and APYs in effect at the time of CD renewal, please contact your local banker. Public funds, institutional funds and brokered CDs are not eligible for advertised APYs.
3 Minimum Deposit of $500 required to open. Maximum deposit to receive rate is $5,000,000. Rates, terms, and conditions accurate as of August 28, 2026, and are subject to change. Advertised interest rate of 3.93% (4.00% Annual Percentage Yield (APY)) is for a new 17-month certificate of deposit (CD) with balances of $500 or more. CD rates are fixed upon opening the account. APYs assume money stays on deposit until CD maturity date. An early withdrawal penalty may be assessed and may decrease earnings. If you close the account before interest is credited, you will not receive the accrued interest. Upon maturity the CD will automatically renew for a successive term based on the term, minimum balance, and other features of the 18-month certificate of deposit available at that time. Due to market conditions, there may be times when there is little to no difference in the interest rate and Annual Percentage Yield (APY) earned in each tier. ONB may change the interest rate and APY based on account balances at our sole discretion. For more information regarding interest rates and APYs in effect at the time of CD renewal, please contact your local banker. Public funds, institutional funds and brokered CDs are not eligible for advertised APYs.
4 $50 minimum opening deposit required. If account is closed within 180 days, a $25 fee will be assessed. Fees may reduce earnings on the account. Your Market Monitor account combines features of both savings and checking accounts. It earns interest like a savings account while also offering convenient features such as check-writing. While it’s not a traditional checking account, you can still use it for everyday electronic payments and transfers. Because of this, some systems (like when setting up direct deposit) require you to choose “checking” to help ensure your transactions are processed correctly.
5 The rate of 3.79% (3.85% Annual Percentage Yield [APY]) is guaranteed through December 31, 2026 for new Market Monitor (money market) accounts opened between September 1, 2026 and December 1, 2026 with a minimum deposit of $20,000 in new money. After December 31, 2026, Old National Bank reserves the right to adjust the interest rates at its discretion. New money is defined as funds not currently on deposit at Old National Bank as of August 31, 2026. You will have fifteen (15) calendar days to meet the minimum new money deposit of $20,000. If the account is not funded with $20,000 in new money within fifteen (15) calendar days of account opening, your account will be repriced at our standard Market Monitor rate plan. The current interest rate of 3.79% (3.85% Annual Percentage Yield [APY]) is accurate as of September 1, 2026, for new Market Monitor accounts opened with a minimum deposit balance of $20,000 in new money. Rates and tiers for deposit balances are: 3.79% (3.85% APY) if daily collected balance is $20,000 or more; 0.05% (0.05% APY) if daily collected balance is $19,999.99 or less. For interest-bearing accounts, the interest rate and APY are determined at the bank’s discretion. Fees may reduce earnings on the account. If the account is closed within 180 days, a $25 fee will be assessed. If the account is closed before interest is credited, you will not receive the accrued interest. Market Monitor is a personal deposit account. This offer applies to personal accounts and personal trusts only; it is not available for business, public, or institutional funds. Offer available at all Old National banking centers or online (online account opening available to applicants residing in Iowa, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Dakota, Tennessee, or Wisconsin). Personal trusts can only be opened in an Old National banking center. Old National Bank reserves the right to extend or discontinue this offer at any time. We may refuse or return any deposit amount causing the combined balance of all your Old National accounts to exceed $3,000,000. Contact your Old National Banker for current rates.
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