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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Access Business Banking

Introducing a small business banking solution set for your business. What do you need?

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Let’s Find the Right Checking for Your Business

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Pro Access Business Banking

For small to mid-size businesses with greater needs, like sending and receiving ACH and wire payments.

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Access Business Banking

For start-ups or small businesses that need basic banking services.

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Add a Bundle to Customize

Our bundles are already included with no additional monthly fee with Pro Access Business Banking. Add the bundles you need when you choose Access Business Banking.

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Our High-Powered Checking Option: Pro Access Business Banking1

  • A High-Powered Option for Your Business

    • Multi-User & Multi-Business access to Small Business Digital Banking.
    • 500 free items processed per month.2
    • 35% discount on business checks.

    Monthly maintenance fee

    • $0 with minimum $20,000 average ledger balance, OR $0 with $50,000 in combined checking, savings and money market account average ledger balances, OR $25 per month.
    • Free eStatements or $3 per month for paper statements.
  • Includes Both Our Bundles

    When you’re enrolled in Small Business Digital Banking, it includes the option to add our Payments Plus Bundle and Business Plus Bundle with no additional monthly fee as part of Pro Access Business Banking.

    Benefits of Small Business Digital Banking:

    • 25 free ACH transactions per month.
    • One free domestic outgoing wire per month.
    • Basic Autobooks to create and send invoices and collect payment at no charge.
    • Opportunity to have multiple users, access to multiple businesses and customized permissions.
    • Plus, additional wire services, ACH payments and fraud prevention services at your fingertips.


Our Streamlined Checking Option: Access Business Banking1

  • A Simple, No Fuss Solution

    • Multi-User & Multi-Business access to Small Business Digital Banking.
    • No minimum balance requirement.
    • 500 free items processed per month.2
    • Up to $25,000 in cash deposits per month at no cost.7
    • Enjoy discounted access to Payments Plus and Business Plus when you enroll in Small Business Digital Banking.

    Monthly maintenance fee

    • $0 monthly maintenance fee.
    • Free eStatements or $3 per month for paper statements.
  • Access to Our Bundles

    When You Enroll in Small Business Digital Banking:

    • Opportunity to have multiple users, access to multiple businesses and customized permissions.
    • Ability to choose to add either our Business Plus and Payments Plus Bundles.

Get More When You Add a Bundle
These financial management services can be added to enhance your Access Business Banking for a discount.

  • Business Plus

    Included with Pro Access Business Banking.

    Available with Access Business Banking at $10 a month.

    • Includes Basic Autobooks. Send invoices online and receive digital payments from your customers.
    • Upgrade available: Autobooks Premium. Gain access to digital accounting software at an additional cost.6

    Make Appointment

  • Payments Plus

    Included with Pro Access Business Banking.

    Available with Access Business Banking at $20 a month.

    Wire services

    • One free domestic outgoing wire per month
    • Discounted fees for additional wires

    ACH payments 

    • 25 free ACH transactions per month, $0.50 per transaction thereafter
    • Schedule one-time or recurring ACH transactions

    Fraud prevention services

    • Reverse Check Positive Pay
    • ACH Block and Filter

    Make Appointment

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Small Business Checking Selector Tool

Not sure which fits? Answer a few questions and our selector will suggest a combination of checking and bundles that may be right for your business.

Go to Selector

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Small Business Digital Banking

  • Gain secure 24/7 digital access to your finances
  • Transfer money, pay bills, manage your accounts
  • Access to Business Plus and Payments Plus packages, valuable business services bundled at a discount.

Learn More

  • Pro Access Business Banking

    A high-powered option for your business.

    • Multi-User & Multi-Business access to Small Business Digital Banking.
    • 500 free items processed per month.2
    • 35% discount on business checks.

    Our Payments Plus Bundle and Business Plus Bundle are available at no additional monthly fee when you choose Pro Access Business Banking.

    • Basic Autobooks to create and send invoices and collect payment at no charge.
    • 5 free ACH transactions per month.
    • One free domestic outgoing wire per month.
    • Schedule one-time or recurring ACH transactions.
    • Plus, additional wire services, ACH payments and fraud prevention services at your fingertips.

    Monthly maintenance fee

    • $0 with minimum $20,000 average ledger balance, OR $0 with $50,000 in combined checking, savings and money market account average ledger balances, OR $25 per month.
    • Free eStatements or $3 per month for paper statements.

    Make Appointment

  • Access Business Banking

    For start-ups or small businesses with low transaction volume and simple online banking needs.

    • Multi-User & Multi-Business access to Small Business Digital Banking.
    • No minimum balance requirement.1
    • 500 free items processed per month.2
    • Up to $25,000 in cash and currency deposits each month at no cost.7
    • Business checks available.
    • Opportunity to have multiple users, access to multiple businesses and customized permissions within Small Business Digital Banking.

    Monthly maintenance fee

    • $0 monthly maintenance fee.
    • Free eStatements or $3 per month for paper statements.

    Make Appointment

    Find a Banking Center

  • What to Bring When You Visit Us

    Let’s expedite the business account opening process! You will need to provide the following:

    • A personal I.D. and professional (business) license
    • An Employment Identification Number (EIN)
    • Articles of Incorporation and banking resolutions (the paperwork you filed with the state when you first opened your business)
    • Beneficial ownership documentation, if applicable

    Depending on your type of business and specific request, additional documents may be needed as we process your request.

    Make Appointment

    More About Opening an Account

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Savings Options

We offer business savings, money market8 and CD options.9 Earn a competitive rate today!

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Commercial Checking

If you’re a larger company, our Commercial Banking team can customize a commercial checking account for you. Connect with your Relationship Manger for more details.

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Insights

Check out key insights that can move your small business forward. Subscribe to get them straight to your inbox!

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1 Minimum opening deposit of $100.
2 Items include checks paid, withdrawals, deposits, deposited items, and electronic (ACH or POS) debits and credits. Fees assessed for excess items. A fee of $0.50 per excess item assessed on Access Business Banking or ProAccess Business Banking.
3 Old National does not charge any fees to use Mobile Banking; however, there may be charges associated with data usage on your phone. Check with your wireless carrier for more information.
4 Not all accounts or customers are eligible for Mobile Deposit. Deposits subject to verification and may not be available for immediate withdrawal. See Terms in App for deposit limits and other restrictions.
5 No ATM Transaction Fees charged for Old National debit Mastercard® and ATM card transactions made at Old National Bank ATMs and Allpoint® ATMs. If you use an ATM from a different ATM operator, you may be charged a fee by the ATM operator and you may also be charged an ATM Transaction Fee by Old National. Access to Allpoint Network is not available for Home Equity Line Access cards.
6 Autobooks Premium is available for purchase directly from Autobooks for an additional fee.
7 Cash and currency deposited fee is $0.15 per $100 over product threshold.
8 For interest-bearing accounts, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest.
9 An early withdrawal penalty may be assessed on certificates of deposit and may decrease earnings.