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A banker at her laptop

A business online banking service with enhanced capabilities.

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ONPointe Essentials is a business online banking service that offers enhanced capabilities relative to a personal online banking platform. In addition to the standard online banking features you’d expect, you can add optional capabilities, including online bill payments and check positive pay.

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    ONPointe Essentials is a powerful online banking toolbox for small to mid-sized businesses. At its core, it offers your business the online banking reporting tools you need, including:

    • 13 months of transaction, image and statement history.
    • Account-to-account transfers.
    • Deposit checks from your desktop and mobile device.1
    • Stop payment capabilities.
    • Self-administration capabilities with permissions customized at the user level.
    • Customizable alerts.
    • Access via desktop and mobile devices.
    • Connect to QuickBooks™ Online, Pro and Enterprise software.
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    In addition to these core capabilities, your business can upgrade your online capabilities by adding these modular features:

    Check Positive Pay
    This service protects customers from check fraud by allowing them to review items and return counterfeit, forged and altered items.

    Online Bill Pay
    This service allows business customers enrolled in ONPointe Essentials to send payments to billers by online request.

    Check Deposit
    Transmit items for deposit using your desktop computer or mobile device. Receive same-day credit when received by 9pm ET/8pm CT.

ONPointe University
Already have ONPointe? Our videos provide focused, step-by-step tutorials that help you use this solution to its fullest capabilities.

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Meet ONPointe Essentials

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1 Fees associated with data usage may apply, check with your wireless carrier for more information.