First Midwest BankFirst Midwest Bank logoArrow DownIcon of an arrow pointing downwardsArrow LeftIcon of an arrow pointing to the leftArrow RightIcon of an arrow pointing to the rightArrow UpIcon of an arrow pointing upwardsBank IconIcon of a bank buildingCheck IconIcon of a bank checkCheckmark IconIcon of a checkmarkCredit-Card IconIcon of a credit-cardFunds IconIcon of hands holding a bag of moneyAlert IconIcon of an exclaimation markIdea IconIcon of a bright light bulbKey IconIcon of a keyLock IconIcon of a padlockMail IconIcon of an envelopeMobile Banking IconIcon of a mobile phone with a dollar sign in a speech bubbleMoney in Home IconIcon of a dollar sign inside of a housePhone IconIcon of a phone handsetPlanning IconIcon of a compassReload IconIcon of two arrows pointing head to tail in a circleSearch IconIcon of a magnifying glassFacebook IconIcon of the Facebook logoLinkedIn IconIcon of the LinkedIn LogoXX Symbol, typically used to close a menu
Skip to nav Skip to content
A mom and her son working on painting his new bedroom
WE’RE HERE FOR YOU

Talk with us about getting a home loan or home equity loan that fits your needs.1

Connect with a Mortgage Expert

FROM HOMEBUYING TO HOME IMPROVEMENTS

Work with us and take the first step toward getting the loan you need.

  • A couple looking to buy a new home

    IF YOU'RE READY TO BUY A NEW HOME, WE'RE READY TO HELP.

    Whether you're a first-time homebuyer or a repeat buyer, we make the home buying process easier for you. Old National provides a wide range of flexible mortgage options and access to down payment assistance programs to help get you into the home of your dreams.

    Apply Now

    Or, Connect with a Mortgage Expert

    FLEXIBLE MORTGAGE LOAN OPTIONS

    • Low down payment options2
    • FHA & VA mortgages
    • Fixed rate & adjustable-rate mortgages
    • New construction and rehab options3
    • Jumbo mortgages4

    DOWN PAYMENT ASSISTANCE RESOURCES

    • State programs
    • Nonprofit organizations
    • Local counties and city grants

    In addition, we have our new ONB Down Payment Assistance program where you could receive up to 3% of the purchase price to use toward your down payment.

  • A mom and her son working on painting his new toy room

    ALL THE FINANCIAL TOOLS YOU NEED FOR THE HOME IMPROVEMENTS YOU WANT.

    Hungry for a new kitchen remodel? Dreaming of adding a new bedroom? Old National is here for you with the flexible home equity options to bring your vision to life.

    Get Started

    Or, call us at 877-427-7220.

    HOME EQUITY LINE OF CREDIT

    • Low, introductory rate discount for the first 12 months
    • Introductory rate may be as low as 3.99% thereafter, variable APR during the draw period may be as low as 5.24%5

    Home Equity loan:

    • Borrow up to 89% of your home's value
    • Competitive fixed-interest rate

    Ready to get started? Call 877-427-7220 or visit a banking center.

Your Dream Home Dream Team

If you're looking to buy a new home or thinking about remodeling the one you have, Old National works with you to take the stress out of the process and provide the financial tools to give you the home you've always dreamed about. Reach out today to connect with one of the experts from our Old National team.

Get In Touch

Connect with a Lender Today

Thank you for your mortgage inquiry. We will respond to you within one business day. If you proceed with applying for a loan, the information you enter below will help us to start the process.

*Please do not include sensitive information such as password, PIN number, Social Security number or account number.

Talk to Us About Using Your Home's Equity

Getting connected with a Banker will not affect your FICO® Score

Are you currently an Old National client?*

*Required fields.

1 Subject to credit approval. Property insurance required. Rates are subject to change daily. Contact an Old National Mortgage Lender for product details. Old National Bank NMLS: 459308
2 Some restrictions may apply. Program conditions subject to change without notice.
3 Interest-only payments during the construction period of up to 12 months from loan origination. Additional requirements apply.
4 Geographical limitations apply. Minimum loan amount $647,201 and 80% loan to value (LTV) without private mortgage insurance (PMI).
5 Rates, terms & conditions effective 7/27/2022 for applications received thru 9/30/2022. The line of credit has a draw period of 10 years, after which you will no longer have access to borrow funds and will be required to repay the borrowed balance within a 20-year term. During the draw period there is an introductory discounted variable rate in effect for the first 12 billing cycles, based on a 1.25% discount resulting in an APR of 1.51% below prime rate as published in the Wall Street Journal. Thereafter, the variable rate will be based on The Wall Street Journal prime rate plus or minus a margin. During the repayment period the rate will be fixed based on the rate at the end of the draw period plus a margin currently 3.00%. APR examples provided above are based on highest credit tier, line amount of $100,000 with an LTV of 80% or less and includes a .25% rate reduction at origination for automatic payment from an ONB checking account. ONB associates may select the associate discount or Private Banking discount, not both, in addition to the promo rate. Max APR is 21%, minimum APR is 0.99%. Initial $50 annual fee waived. During the draw period the minimum monthly payment equal to the interest that accrued on the outstanding balance during the preceding billing cycle or $50, whichever is greater. During the repayment period the minimum monthly payment based on the balance at the end of the draw period amortized over 20 years or $50, whichever is greater. If you close or refinance your line within 3 years, a Reimbursement fee will be assessed for the lesser of $300 or the amount paid to third parties to recover the closing costs paid on your behalf plus in MN, the Mortgage Registry Tax (MRT) paid on your behalf. Old National reserves the right to discontinue this offer at any time. Member FDIC.