When you’re ready to start building a strong credit history, we’re here to help with our specialized First Time Borrower Program.
There are two ways to get started:
Use a Co-Signer
Many young people with part-time income choose this borrowing option, which can help you secure a better interest rate. Your co-signer must be fully qualified for credit to be eligible.
Apply for an ONB Starter Loan
The ONB Starter Loan is a terrific choice for the young borrower with full-time income but little or no previous lending history.
Basic loans start at $2,500
Loan proceeds are placed into an interest-bearing Certificate of Deposit (CD)
The CD becomes collateral on your ONB Starter Loan
Get a .25% rate discount when you use automatic debit from an Old National checking account
Related Services
Other products and services offered by Old National.
