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Tips for building good credit
Following these best practices can help you build good credit and increase your credit score.
First Time Consumer Borrowing Program
LOANS
When you’re ready to start building a strong credit history, we’re here to help with our specialized First Time Borrower Program.
There are two ways to get started:
Use a Co-Signer
Many young people with part-time income choose this borrowing option, which can help you secure a better interest rate. Your co-signer must be fully qualified for credit to be eligible.
Apply for an ONB Starter Loan
The ONB Starter Loan is a terrific choice for the young borrower with full-time income but little or no previous lending history.
- Basic loans start at $2,500
- Loan proceeds are placed into an interest-bearing Certificate of Deposit (CD)
- The CD becomes collateral on your ONB Starter Loan
- Get a .25% rate discount when you use automatic debit from an Old National checking account
Related Services
Other products and services offered by Old National.