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Lot and Land Loans for Your Future Home

We offer financing so you can buy land for a future home.1 Put as little as 20% down on loans up to $500,000 for lots up to 50 acres. Connect with a Mortgage Expert to apply or to learn more.

Mortgage Calculators | Current Rates | Apply Online Now | Connect with a Mortgage Expert

  • A vacant piece of land a client is looking to buy

    Lot and Land Loan Programs

    • Available in our lending footprint within Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, North Dakota, Tennessee and Wisconsin.
    • Other states, Arizona, Colorado, Florida, Georgia, Montana, North Carolina, Ohio and South Dakota.2
  • A couple with some blue prints imaging what their home could be on a piece of land

    Benefits and Features of Lot & Land Loans

    • Plan to build over the next 12 months
    • Repayment options to fit your budget
    • Lot and Land loans can finance purchases of residential lots or refinancing of existing lot loans
    • And when you’re ready to build, we offer Construction Loans

Connect With a Mortgage Expert

If you have questions, please submit our information request form or contact your nearest Old National mortgage expert.

Lending footprint includes: IA, IL, IN, KY, MI, MN, ND, TN, WI. States where an Old National Relationship is Required First: AZ, CO, FL, GA, MT, NC, OH, SD*
 
*Must have an existing Old National Private Banking, Wealth, Commercial or Retail relationship and a minimum of $50,000 on deposit.

READY TO BUILD? EXPLORE CONSTRUCTION LOANS

You may be able to build your dream home from the ground up. This financing option gives you the opportunity to turn your plans into reality.

Learn How It Works

BUYING YOUR FIRST HOME

Download our first-time homebuyers guide to help guide you through the home buying process.

Get our Guide

DETERMINING YOUR BUDGET

Knowledge is power. Our calculators will help you compare loans, calculate potential payments, and see differences in rates.

Find Your Budget

1 Subject to credit review and approval. Insurance coverage may be required. Maximum loan amount is $500,000. Geographic limitations and other restrictions may apply. Program conditions are subject to change without notice. Rates are subject to change daily. Contact an Old National Mortgage Lender for complete product details.
2 Old National Bank Relationship required. Existing Old National Bank Private Banking/Commercial or Retail relationship and a minimum of $50,000 in Old National Bank deposits.