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The 4 Biggest Credit Card Mistakes to Avoid in 2024
People often have strong opinions for or against credit cards. Your experience largely depends on how you use them.
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Are Parents Ready to Keep the Bank of Mom and Dad Open?
Over half of Gen Z adults reported that they don’t pay for their own housing, and parents of adult Gen Zers expect to give their children $1,813 a month in 2025.
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How can I access my loan online?
You can access your loan through our Digital Banking services. There are several options for enrolling online:
- Go directly to the enrollment page or
- Go to the blue box located at the top of our oldnational.com home page, click the Login button and select Enroll in Digital Banking or
- Download our Mobile App and enroll in Online Banking.
Once on the enrollment page:
- Enter your desired Online Banking User ID and Password.
- Enter your personal information including name, date of birth and address.
- Enter a contact phone number(s) and/or email address, which will enable us to verify your identity. Based on the option you select, you will receive a phone call, text message or email with a verification code that you must enter to confirm your identity and access Digital Banking.
- Once all requested information is entered, read and accept the Terms & Conditions, select the box and click Complete Sign Up.
If you choose to register your device as a trusted (i.e., private, nonpublic) device, you will not be required to complete the verification process each time.
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Is online and mobile banking down?
Typically, if our online or mobile banking will be down for an extended period of time, we post a notification in the blue bar at the top of our home page.
At times, after we have had an online or mobile banking outage, clients may need to take a few steps to be able to access it again. This is because the browser on your computer/device may have "cached" or held on to the previous page you visited in online or mobile banking when it was not functioning. You will need to clear your cache to enable your computer to access the now functioning page.
Different browsers require that you clear the cache (or browsing history) in different ways, so we have created an FAQ on how to clear your browser history, cache and cookies.
Once you have cleared your cache, you should also close down your browser.
If you need guidance in completing these steps, or you have completed them and still cannot access online or mobile banking, please contact Client Care at 1-800-731-2265. -
Can I use Digital Banking to make an Old National loan payment from a non-Old National checking account?
Yes, we provide options to pay on your Old National loan from a checking account outside of Old National.
For auto loan and other consumer loan payments:
- Sign in to Digital Banking, go to Move Money in top navigation and select Loan Payment at the bottom of the drop down.
You will be taken to a screen where you can input information for the external account you want to take your payment from. Please note that the account at another financial institution will need to be verified, so you may not be able to make your payment immediately.
For mortgage loan payments:
- Access Mortgage Manager within Digital Banking - Mortgage Manager: How to Access Online and Mobile guide.
- Within Mortgage Manager, there are several options for making payments. All will enable you to input information for an external account you want to make a payment from. Following are guides to walk you through the process :
- Make a One-Time Payment - How to Make a Mortgage Payment guide
- Enroll in Autopay - How to Enroll in Autopay guide
Currently, only mortgage loans can be paid from within the Mobile app. Payments for other types of loans can only be made within a web browser.
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What is a pre-authorization hold on my debit card?
When you pay with your debit card, you may have a “pre-authorization hold” added to your account before the actual charge goes through. Businesses do this to make sure you have the funds available to cover the purchase, especially when the total amount is unknown at the time you use your card.
For example, when you swipe your card before pumping gas, a pre-authorization hold is put on your account for an amount that’s probably going to be higher than what you’ll actually spend. When you reserve a hotel room, a hold is placed on the account for the cost of the room, plus a little more in case you have additional services during your stay. When you pay for your meal at a restaurant, a hold may be placed for the cost of the meal plus extra for the possible tip. Once the actual amount is known, that number becomes the charge. And once the charge clears your account (typically during the bank’s evening processing), the pre-authorization hold is released.
Pre-authorization holds often can be considerably higher than what you will actually pay, and may stay on your account for a while (days, in some situations) so be sure you are prepared for this amount to be “on hold” in your account in the interim. Remember, you won’t have access to the excess funds until after the actual charge clears and the pre-authorization is released.
Example: Joe visits a gas station and swipes his debit card before pumping his gas. The business doesn’t know how much gas Joe will pump, but it assumes the charge will be $50 or under. They place a pre-authorization hold on Joe’s card for $50 to ensure the funds are available. Joe pumps $20 worth of gas. That means there now is an extra $30 on hold in Joe’s account, and he will not have access to that money until the $20 charge clears and the $50 pre-authorization hold is released.
If you have questions, call Client Care at 1-800-731-2265.
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There's a glaring inequitable gender experience in America's C-suite—and it's hurting companies
Studies show that a lack of women in the C-suite can have a negative impact. This article looks at some initiatives that could help build a more equitable workplace
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How will climate change affect the global economy?
Study finds Africa, South America and the Middle East likely to be hardest hit Measuring the preparedness of the world’s 82 largest economies and based on current trends, the report found that the fallout of warming temperatures would cost the global economy $7.9bn by 2050 as increased droughts, flooding and crop failu
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Don't Leave Things to Luck: 3 Ways to Secure Your Finances in 2023
Rampant inflation has been with us for well over a year. And it's caused a lot of people's finances to take a turn for the worse.
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Teaching Kids About Money: 5 Concepts to Know
When it comes to kids, money habits are ingrained by the age of seven?1 In fact, you can start introducing money concepts to kids as young as three years old. Remember, though, that even as you introduce money topics early, lessons need to be age appropriate. And, parents with older kids, don’t despair – habits can be