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How To Use A Roth IRA To Save Money For College
The cost of a college education continues to soar with no end in sight. College tuition rises at more than twice the rate of inflation, growing by about 8% per year, on average. At this rate, the cost of a college education will double every nine years. This has many parents understandably concerned about paying for th
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The 3 Underrated Financial Benefits of Stay-at-Home Parenting
The decision to become a stay-at-home parent isn't an easy one.
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Financial Agility Is Your Competitive Advantage
In times of uncertainty, survival often depends less on size or capital and more on the ability to move quickly and make decisions with clarity.
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What employers can do to combat rising health care costs in the new year
In the 2020 coverage year, Affordable Care Act marketplace premiums for private health insurance will be reduced by an average of four percent. In contrast, according to a survey conducted by the National Business Group, health care benefit costs are expected to rise by five percent in the new year. This cost increase
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Providers place inordinate trust in patient identity practices
Providers may be placing too much trust in cybersecurity practices that are not sophisticated enough to deter high-level attacks by hackers. That’s the result of a survey of 100 participants from healthcare organizations, which found discrepancies in cybersecurity preparations and actual marketplace reality. The resear
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4 Ways To Protect Your Retirement Income When Markets Are Volatile
If you’re worried about stock market volatility and how to protect your retirement savings so it lasts for the rest of your potentially long life, I have some advice for you: Don’t spend your retirement savings! Instead, use your savings to set up “retirement income generators,” or RIGs for short, to generate regular l
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Don't Leave Things to Luck: 3 Ways to Secure Your Finances in 2023
Rampant inflation has been with us for well over a year. And it's caused a lot of people's finances to take a turn for the worse.
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How 2-3 years is the danger spot for losing employees, and how company culture impacts retention
In the American workforce as a whole, only 5-6% of workers are currently in the 2-3 year mark at their current job – a critical period for your
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Fed sees earlier time frame for rate hikes with inflation up
WASHINGTON (AP) — The Federal Reserve signaled Wednesday that it may act sooner than previously planned to start dialing back the low-interest-rate policies that have helped fuel a swift rebound from the pandemic recession but have also coincided with rising inflation. The Fed's policymakers forecast that they would ra
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How to Buy a Home in a Hot Market With Below-Average Credit
A hot market is a seller's market. In many parts of the country, housing inventory is low and prices are rising.