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Old National Bank Earns ‘Outstanding’ Rating under the Community Reinvestment Act
Old National Bank announced today that it has received an “Outstanding” overall rating — the highest possible — under the Community Reinvestment Act
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Old National Bank’s Pay It Forward ‘Acts of Kindness’ Campaign Helps Feed, Clothe Families and More
Old National Bank’s (ONB) Pay It Forward “acts of kindness” campaign continued for an eighth straight year, led by its internal Associate and
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Why is LIBOR being discontinued?
LIBOR was introduced in the 1980’s as a benchmark interest rate that was intended to reflect banks’ average cost of short-term, wholesale unsecured borrowing. Over time, and particularly during the financial crisis that began in 2007, banks became less and less reliant on inter-bank lending. As a result, the number and dollar volume of transactions from which LIBOR was derived declined dramatically. To make up for this shortfall, LIBOR panel banks resorted to using “expert judgment” when submitting various rates used in calculating LIBOR. This left it susceptible to manipulation and fraud.
In 2017, the UK Financial Conduct Authority (FCA), the regulator for LIBOR, announced that after December 31, 2021, the panel banks would no longer be required to submit settings for LIBOR. (This has since been revised to June 30, 2023, for most LIBOR tenors.) This announcement effectively started the countdown to the end of LIBOR.
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Old National Bank Community Growth Plan Expanded to $9.5 Billion Supporting Historically Underserved in Communities
In February 2022, Old National announced a five-year, $8.3 billion Community Growth Plan (CGP) focused on expanding our longstandingcommitment to
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The Silent Profit Killers Lurking Inside Your Business
Here are the most commonly overlooked ways businesses lose money.
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How Trump’s Tariffs Impact Small Businesses And Entrepreneurs
The recent Trump administration’s tariffs are stirring the markets, causing some of the most pronounced volatility in market history. However, small businesses are not immune from the recent tariffs.
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Community Reinvestment Act
Old National works to build products, services and collaborative partnerships that help individuals and families reach their goals. Access our CRA Public File.
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Why CEOs Of SMBs Make Easy Cyber Targets
Worried that junior- and mid-level road warriors might make your company vulnerable to a cyberattack? When it comes to digital security, your weakest security link is more likely to be a company leader, according to a new study. In the C-suite, there’s often a significant gap between the real and perceived risk of cybe
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What is an ATM surcharge fee?
An ATM surcharge fee is the fee an owner of an ATM charges cardholders from other financial institutions who use their machine. In other words, if you have an Old National debit card and use it at another bank's ATM, that bank may assess a surcharge.
ATM surcharge fees are typically between $2 and $3.50. Usually, a screen will appear on an ATM giving you the option to accept or decline a surcharge. Declining will cancel your transaction.
It's important to note that for some types of checking accounts, Old National will charge a $2.50 "foreign" ATM fee (on top of the ATM owner surcharge) if you use a non-Old National Bank or non-Allpoint ATM.
To ensure fee-free ATM usage, we recommend always using an Old National or Allpoint ATM when possible. To find an Old National or Allpoint ATM, go to our website locator at oldnational.com/locations. Select the "ATM" and "Allpoint Surcharge-Free ATM" filters. You can also use the locator within our Mobile App to find both Old National and Allpoint ATMs.
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Can I use ATMs that are not Old National or Allpoint ATMs?
Yes. Your Old National ATM/debit card will work at all ATMs. However, doing so may result in several fees.
Surcharge fees
Out of network ATMs (ones that are neither Old National nor Allpoint) may assess you a surcharge fee. An ATM surcharge fee is the fee an owner of an ATM charges cardholders from other financial institutions who use their machine. In other words, if you have an Old National debit card and use it at another bank's ATM, that bank may assess a surcharge.Foreign fees
For most types of checking accounts, Old National will charge a $2.50 "foreign" ATM fee (on top of any ATM owner surcharge) if you use a non-Old National Bank or non-Allpoint ATM.To ensure fee-free ATM usage, we recommend always using an Old National or Allpoint ATM when possible. To find an Old National or Allpoint ATM, go to our website locator at oldnational.com/locations. Select the "ATM" and "Allpoint Surcharge-Free ATM" filters. You can also use the locator within our Mobile App to find both Old National and Allpoint ATMs.