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        1. The holiday season is a busy time of year, meant
          The holiday season is a busy time of year, meant to be filled with family, gifting, and celebrating. However, amidst all the fun holiday events lurks
        2. 8 Proven Methods for Small Businesses to Save Money
          Small businesses frequently go through cycles of strong and weak profits. When profits are low, you probably will want to find time-tested ways to save money. You do this by cutting costs and reducing your overhead without sacrificing sales. Here are 8 proven ways for your business to save money: Outsourcing: You can
        3. Three Ways APIs Are Keeping Small Businesses Digitally Competitive
          Small businesses are still bearing the brunt of economic and legislative changes brought on by the pandemic, with over 70% of them reporting negative
        4. How Your Company Can Save Money, Boost Performance, And Improve Healthcare For Vulnerable Employees During Covid-19 And Beyond
          When budgets get tight, benefits are a frequent place for companies to make cuts. Employers choose to reduce options and pass on more expenses to employees. That may be a misguided approach, says Lee Murphy, Ph. D., the CEO of Inspera Health. Murphy says companies can both cut costs and help employees improve their hea
        5. Where can I get more information about the LIBOR transition and the new benchmark rates?

          For more information about the ARRC: https://www.newyorkfed.org/arrc 

          For more information about SOFR: https://www.newyorkfed.org/markets/reference-rates/sofr

          For more information about Term SOFR: https://www.cmegroup.com/market-data/cme-group-benchmark-administration/term-sofr.html

        6. 5 Things You Need to Know About Health Savings Accounts
          With healthcare growing more expensive by the minute, many working Americans and retirees alike are grappling with costly medical bills.
        7. 9 Tips And Strategies To Spend Less During The Holidays
          The holiday season is one of joy, giving, and merriment. However, it can also be a period of financial strain, with expenses skyrocketing due to
        8. Kiplinger Special Report: Business Costs for 2026
          To help you understand what is going on in the economy and beyond, our highly experienced Kiplinger Letter team will keep you abreast of the latest
        9. Personal Finance Tips for Military Families
          One study found that military personnel have more credit problems and are more likely to make late house payments than their civilian
        10. Pivot Your Small Business Online: Tips, Resources And Inspiration
          As small businesses scramble to right themselves in the ever-shifting COVID-19 world, many are in search of resources to help them thrive. The logistics of pivoting a traditionally in-person business to an online platform might seem overwhelming at first blush. However, businesses can go through a logical process to ma