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1. The holiday season is a busy time of year, meant
   The holiday season is a busy time of year, meant to be filled with family, gifting, and celebrating. However, amidst all the fun holiday events lurks
2. 8 Proven Methods for Small Businesses to Save Money
   Small businesses frequently go through cycles of strong and weak profits. When profits are low, you probably will want to find time-tested ways to save money. You do this by cutting costs and reducing your overhead without sacrificing sales. Here are 8 proven ways for your business to save money: Outsourcing: You can
3. Where can I get more information about the LIBOR transition and the new benchmark rates?

   For more information about the ARRC: https://www.newyorkfed.org/arrc 

   For more information about SOFR: https://www.newyorkfed.org/markets/reference-rates/sofr

   For more information about Term SOFR: https://www.cmegroup.com/market-data/cme-group-benchmark-administration/term-sofr.html

4. 5 Things You Need to Know About Health Savings Accounts
   With healthcare growing more expensive by the minute, many working Americans and retirees alike are grappling with costly medical bills.
5. Personal Finance Tips for Military Families
   One study found that military personnel have more credit problems and are more likely to make late house payments than their civilian
6. 9 Tips And Strategies To Spend Less During The Holidays
   The holiday season is one of joy, giving, and merriment. However, it can also be a period of financial strain, with expenses skyrocketing due to
7. Need capital for your business. Consider an SBA Loan
   business requires capital, an SBA loan backed by the Small Business Administration may help. Best Bank for SBA. Preferred SBA lender
8. Kiplinger Special Report: Business Costs for 2026
   To help you understand what is going on in the economy and beyond, our highly experienced Kiplinger Letter team will keep you abreast of the latest
9. Pivot Your Small Business Online: Tips, Resources And Inspiration
   As small businesses scramble to right themselves in the ever-shifting COVID-19 world, many are in search of resources to help them thrive. The logistics of pivoting a traditionally in-person business to an online platform might seem overwhelming at first blush. However, businesses can go through a logical process to ma
10. How Small Businesses Can Use Credit Wisely In A Tough Economy
    It’s important to remember that credit alone isn’t a growth strategy. For lasting success, credit cards should be used intentionally, with a strategy behind them.