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    1. Does a HELOC Make Sense for You?
      A Home Equity Line of Credit, commonly known as a HELOC, can be a savvy financial tool when used wisely.
    2. How a 'Near Zero' Interest Rate Affects Your Money
      The Federal Reserve announced on Sunday that it would cut interest rates to near zero, with the benchmark for consumer interest rates to drop to between 0% and 0.25%.
    3. How to Determine the Right Mix of Benefits and Compensation for Your Staff
      At this time of year, you’re likely starting your year-end budget review and planning for FY 2020. Expenses, group benefits, and employee compensation may all be a big part of the conversation as you look for areas to control costs or trim spending. If your health insurance renewal is at year end, then Open Enrollment
    4. How the SECURE Act Will Impact Retirement Savings
      With the decline of traditional pensions, most of us are now responsible for squirrelling away money for our own retirement. In today's do-it-yourself retirement savings world, we rely largely on 401(k) plans and IRAs. However, there are obviously flaws with the system because about one-fourth of working Americans have
    5. 3 Cost Savings Every Small Business Should Look For
      The world of business today is more competitive than it has ever been, and political uncertainty also brings its own pressures to the corporate world. Small businesses can be particularly vulnerable, whether they're a start-up enterprise or well established, but these factors also bring great opportunities for business
    6. 3 Strategies to Recession-Proof Your Retirement Savings
      Retiring amid a potential recession could make anyone's stomach turn, but fortunately, there are ways to maintain your spending levels no matter the
    7. Keeping Your Retirement Savings On Track Amid The Great Resignation
      In May 2021, psychologist Anthony Klotz coined the phrase “The Great Resignation” to describe the record amounts of workers quitting their jobs after
    8. Coronavirus Withdrawals From An IRA Or 401(k): Who Can, And Should, Tap Retirement Accounts?
      Part of the CARES Act allowed individuals to tap IRAs or 401(k) retirement plans if they were impacted by the coronavirus and needed cash. The law permits withdrawals up to $100,000 (or the account balance, if lesser), without penalty. The funds can be paid back, though it’s optional. For struggling business owners and
    9. How To Invest: Tips For Kids And Why You're Never Too Young To Get Rich
      The path to wealth is closer than many young people suspect. And the good news is that the younger you are, the greater the opportunity is. Especially when it comes to learning how to invest in stocks. If you have $15.26 in your pocket, it takes 16 doublings of your money to reach $1 million. Now skeptics might read th
    10. By April 10th of this year, a third of Americans had blown through their emergency funds, according to a survey conducted by By April 10th of this year, a third of Americans had blown through their emergency funds, according to a survey conducted by NerdWallet. Millennials are leading the way, with 45 percent of that generation saying their personal backup rescue funds were now depleted. The global health crisis has shaken large and small ec