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1. 5 Ways to Improve Your Cybersecurity
   We are in a computerized world, and that comes with all kinds of pros and cons. And, one of those cons involves privacy and security in a world where cyber criminals spend every waking minute seeking ways to benefit from any vulnerability in your online systems. So, today, let’s discuss how to improve your cybersecurit
2. 5 Ways The New Stimulus Bill May Help Your Small Business
   If your small business has been struggling because of the Covid-19 pandemic, here are some important ways this new relief package may help.© Jeff - Adobe StockBy Gerri DetweilerThe second stimulus bill, the Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act, has been passed by Congress and signed int
3. How to Win Big on Small Business Saturday
   Boost sales on Small Business Saturday with expert tips from Old National for marketing, customer engagement & growth to drive lasting success
4. Let’s talk about diversity in real estate investing
   Diversity is something we’re all paying more attention to lately. It isn’t just good for humanity — it’s good for business. While becoming a real estate agent has often been a good career for women, there is also a gender gap between women and men when it comes to commercial real estate, as well as a diversity and gend
5. How to Receive Payments from Clients Securely
   You’ve done the job and now you’re itching to get paid—not so fast. In the scurry to get paid it’s important that you still remember some basics about secure payment. Fraud is rampant online and it pays to be safer than sorry. Here are a few things to remember when you receive payments to make sure you’re doing it secu
6. Why Supporting Your Employees Side Business Is Highly Beneficial To You
   Peggy_Marco / PixabaySome business owners want to extract every single waking hour from their employees. They feel that if an employee has a side business it is taking away from their 9-5. But that couldn’t be further from the truth. By supporting your employees’ side businesses you gain tons of benefits. Reduces Train
7. Businesses weigh the cost of moving supply chains out of China as Trump's new tariff takes effect
   Some businesses say moving supply chains out of China will cost more than absorbing the new tariffs. Here's why
8. Surprise: Your Small Business Probably Needs Auto Insurance
   Today's story will be of special interest to business owners where their own car or an employee's vehicle might be used for business purposes. With this in mind, how would you answer this true/false question? SEE ALSO: Beware of These Often-Overlooked Insurance Gaps "As long as our personal vehicles are only used occas
9. How Small Businesses Balance Their Staff With Freelancers
   Now, small businesses balance their staff with freelancers. A recent study done by UpWork.com and the Freelancers Union found that around 57 million Americans were working as freelancers as of 2019. This makes up about 36 percent of the U. S. workforce and amounts to $1.4 trillion in earnings. The term “gig economy” ha
10. How do I improve my credit score?

    Regular, timely payments on your bills are the best way to improve your credit score. These payments won’t necessarily immediately give you a boost—the credit scoring agencies want to see that you can consistently make regular payments over several years. Over the long run, however, on-time, in-full payments are the most reliable way to achieve a higher credit score. 

    You may see a faster boost to your credit score by reducing your credit utilization ratio. This means the amount of money you owe, compared to the amount you’re allowed to borrow. For example, if your credit card limit is $2,000 and you regularly spend nearly that amount per billing cycle, your credit score will likely be lower than if you have a credit limit of $20,000 and you regularly spend nearly $2,000 per billing cycle. In each case, you’re spending the same amount, but in the second example you’re using less of your available credit—that’s something credit scoring agencies like to see.

    In cases like this, a simple step like requesting an increased line of credit on your credit card (but not spending more), or like regularly paying half your credit card bill in the middle of the billing cycle, could boost your score relatively quickly.

    Other things that impact your credit score: how long you’ve had credit (the longer the better, particularly if you’ve had most of your accounts a long time), how many recent credit inquiries you’ve had on your account (the fewer, the better) and the total amount you still owe (the lower the better).