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      Earn up to 3.85% APY

      Earn a guaranteed rate until the end of the year with our market monitor account.1,2

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      Market Monitor Money Market New Money Offer

      Put your money to work for you! Earn up to 3.85% APY in a Market Monitor account with our new money offer.1,2

      • To earn the new money interest rate, your account must be funded with a minimum of $20,000 in new money not on deposit at Old National as of August 31, 2026.
      • The Market Monitor account must be funded with the qualifying deposit within 15 calendar days of account opening.
      • Personal trusts must be opened in an Old National banking center.

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      How to Open Your Market Monitor Account

      Open a Market Monitor account1 with ease; do it online! To earn up to 3.85% APY, be sure to fund your new account with a minimum of $20,000 in new money.2

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      Visit Us To Open Yours

      Enjoy personalized service from a friendly Old National banker, stop in at your local banking center. If you want to open an account for a personal trust, you must do it in-person. Make your appointment.

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      Key Market Monitor Account Features

      • Our Market Monitor account includes competitive rates and a low $50 minimum opening deposit.1
      • Tiered interest3 rate paid and compounded monthly.
      • Avoid monthly service charge with a $5,000 minimum daily balance, otherwise $20/mo.

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      Locate a banking center, look up hours, or search for surcharge-free ATMs.

      SCHEDULE AN APPOINTMENT

      We’re happy to set up a time to help you with your finances.

      CALL US AT 800-731-2265

      Sometimes a phone call makes a world of difference. Just reach out!

      GET THE MOBILE APP

      Expand your possibilities! Download our app for 24/7 account access.

      1 $50 minimum opening deposit required. If account is closed within 180 days, a $25 fee will be assessed. Your Market Monitor account combines features of both savings and checking accounts. It earns interest like a savings account while also offering convenient features such as check-writing. While it’s not a traditional checking account, you can still use it for everyday electronic payments and transfers. Because of this, some systems (like when setting up direct deposit) require you to choose “checking” to help ensure your transactions are processed correctly.
      2 The rate of 3.79% (3.85% Annual Percentage Yield [APY]) is guaranteed through December 31, 2026 for new Market Monitor (money market) accounts opened between September 1, 2026 and December 1, 2026 with a minimum deposit of $20,000 in new money. After December 31, 2026, Old National Bank reserves the right to adjust the interest rates at its discretion. New money is defined as funds not currently on deposit at Old National Bank as of August 31, 2026. You will have fifteen (15) calendar days to meet the minimum new money deposit of $20,000. If the account is not funded with $20,000 in new money within fifteen (15) calendar days of account opening, your account will be repriced at our standard Market Monitor rate plan. The current interest rate of 3.79% (3.85% Annual Percentage Yield [APY]) is accurate as of September 1, 2026, for new Market Monitor accounts opened with a minimum deposit balance of $20,000 in new money. Rates and tiers for deposit balances are: 3.79% (3.85% APY) if daily collected balance is $20,000 or more; 0.05% (0.05% APY) if daily collected balance is $19,999.99 or less. For interest-bearing accounts, the interest rate and APY are determined at the bank’s discretion.  Fees may reduce earnings on the account. If the account is closed within 180 days, a $25 fee will be assessed. If the account is closed before interest is credited, you will not receive the accrued interest. Market Monitor is a personal deposit account. This offer applies to personal accounts and personal trusts only; it is not available for business, public, or institutional funds. Offer available at all Old National banking centers or online (online account opening available to applicants residing in Iowa, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Dakota, Tennessee, or Wisconsin). Personal trusts can only be opened in an Old National banking center. Old National Bank reserves the right to extend or discontinue this offer at any time. We may refuse or return any deposit amount causing the combined balance of all your Old National accounts to exceed $3,000,000. Contact your Old National Banker for current rates.
      3 For interest-bearing accounts, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest.