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    1. I’m Retired. Should I Pay Off My Mortgage?
      It’s 5 p.m. on a Tuesday, and you tune in to a radio show as you sit in gridlocked traffic.
    2. How to Determine the Right Mix of Benefits and Compensation for Your Staff
      At this time of year, you’re likely starting your year-end budget review and planning for FY 2020. Expenses, group benefits, and employee compensation may all be a big part of the conversation as you look for areas to control costs or trim spending. If your health insurance renewal is at year end, then Open Enrollment
    3. What is a rollover IRA? How to transfer funds from your 401(k) to an IRA and avoid taxes
      Summary List PlacementIf you have an employer-sponsored plan like a 401(k), you might wonder what happens to your money when you leave the job — either for a new gig, to work on your own, or to retire early. A rollover IRA is one alternative. It could be a smart choice if you're looking for more investment options, low
    4. Here's the checklist business owners should use when planning to reopen
      After nearly two months of disruption, businesses around the US are impatient to resume operations. In one survey, half of small businesses said they were actively working on a local re-opening plan. In a separate question, half also said they could re-open in less than a month after restrictions end. In order to reope
    5. Don't Push the Panic Button on Your 401(k) Investments
      For most people, their 401(k) is their largest investment account, and the stock drop during the last week of February has many folks feeling pretty nervous right about now. We all work hard for our money, so this is a natural reaction. But be careful: If you run scared, by selling off stocks now and moving into cash,
    6. What Employers Need to Know about 401(k) Plans
      In a tight labor market, businesses need a retirement savings plan to recruit and retain good workers. In fact, about 80% of Americans work for an employer with a 401(k)-style retirement plan. In the following conversation, Robert Diedrich, president-wealth management division, First Midwest Bank, discusses recent rule
    7. How to help employees prepare for retirement
      Some of your employees may be supporting their grown children instead of saving for retirement. Yes, you read that right. According to a report by Merrill Lynch and Age Wave, U. S. parents spend $500 billion a year on their 18- to 34-year-old adult children – twice the amount they contribute to their retirement savings
    8. I'm a financial planner. When my client launched her small business, we solved 3 problems to strengthen her plan.
      I would normally never advise cutting retirement savings, but that was key to going all in on her business. Having a financial planner who can assess your business plan makes it easier to find clarity.
    9. 4 open enrollment pain points--and how small businesses can avoid them
      For many small businesses, open enrollment comes at a tough time. Year-end is approaching fast and you may want to focus on holiday sales, tax strategies and business planning for the coming year, instead of how to get your employees excited about and enrolled in a new employee benefits package. It doesn't help that th
    10. Smart Strategies for Couples Who Run a Business Together
      Gail Nott was a marketing consultant and her husband, Cory, a tech consultant, when they joined forces in 2018 to help other consulting and coaching businesses expand. Married since 2005, Gail, 46, and Cory, 53, of Nicasio, Calif., found it tough going at first.