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2,505 results found
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In the COVID-19 Economy, Employers Should Be Prepared for Increased 401(k) Hardship Distributions
Article By Patricia A. Moran Mintz Employee Benefits Alert 401(k) plans must, by law, limit the circumstances under which plan money can be withdrawn by active employees. However, 401(k) plans can (and most do) allow in-service withdrawals in the event of an employee’s financial hardship. The COVID-19 pandemic is guara
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National Savings Day is Oct. 12: Things to Know Before Rolling Over Your 401(k)
National Savings Day is on Oct. 12, which serves as a strong reminder that building wealth is about more than just savings -- it’s also about making ...
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5 Best Resources for Millennials Without Pensions
A pension is an employer-sponsored retirement plan that provides a monthly income once you retire. Employees will make contributions to a pool of funds set aside for their future benefit so that they can receive periodic payments once they're ready to retire. Pensions have allowed employees to reap the rewards of retir
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5 Mind-Altering Wealth Strategies for Successful Business Owners
I’m an entrepreneur and just so happen to be in the business of providing other entrepreneurs with financial advice. But I don’t typically offer up the usual status quo advice that tells you to do things that aren’t always in alignment with growing your business. My views originate from my experiences and at times are
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5 Ways a Business Development Consultant Helps You Grow Your Business
What brought you into the world of sales? For many people, the answer comes down to passion. They found something they love to do and decided to dedicate their lives to doing it. Or maybe you were just tired of your previous career and wanted a change. Whatever the reason, at some point, all sales professionals face th
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6 Ways to Protect Your Business Finances
Anyone managing small business knows the importance of managing the finances with close attention. Failure to do so can put you in hot water very quickly. Small businesses do not have financial cushion like their large counterparts. They are working on a shoestring budget and any hiccups in the cash flow will show up i
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7 Reasons Why Small Businesses Should Invest in Google Ads
Budget is one of the biggest concerns for small businesses. They need to spend and invest every single dollar smartly, whether it is on product development, promotion or any other business expense. With this constraint, digital marketers must think twice before spending on paid strategies such as Google Ads. At the sam
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A Definitive Guide to Protect Sensitive Data from Cyber Attacks in Your Business
Cyber-attacks are constantly rising, and small businesses are most vulnerable to such threats. Data theft, corporate information leak, and financial losses are occurring at an alarming rate. Every 39 seconds, there is a new cyberattack on the internet. As per the studies, over 30 million attacks are reported yearly, an
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Are Student Loans The Next Mortgage Crisis?
This watchdog thinks that student loans are the next mortgage crisis. Here’s what you need to know. Student Loans: Watchdog Mike Calhoun, who runs the nonprofit Center for Responsible Lending, sees many similarities between the 2007-2008 mortgage crisis and today’s student loans. The latest student loan debt statistics
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Build Your Dream Home: 7 Tips for a Construction to Permanent Loan
There is a loan that allows you to work with an architect and contractor to build your dream home. This financing option, called a Construction to Permanent Loan allows you the flexibility to afford building a new home while living in your current one. It works like this: you take out a loan to pay your builder. During