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Personal Savings Accounts
Compare the benefits of Old National Bank savings accounts to find the right option. Convenient savings, money markets, IRAs, and CD accounts are available.
2,385 results found
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8 Ways to Get Ready for Small Business Saturday provide small business owners on how to get your business ready with marketing tips, pricing, tips, etc
Get Ready for Small Business Saturday. Small business owners get information on ways to market
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5 Lifetime Gift Strategies For You And Your Family To Consider
When planning for the transfer of your wealth, the options available to you and your family can at times feel overwhelming. How do you choose the solution that best fits your circumstances and your family’s needs? Fortunately, there are a number of strategies that can help preserve your assets, facilitate the transfer
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How credit scores impact your mortgage
Buying a home is one of the biggest financial decisions you’ll make, and your credit score can shape the entire journey.
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Why First-Time Homebuyers Should Consider Chattanooga
For first-time homebuyers, Chattanooga, Tennessee, offers a combination of affordability and a high quality of life that’s hard to find elsewhere.
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How to Decide Whether to Accept an Offer on Your House
Listing a property for sale can be a complicated process. Ideally, after you've put your home on the market, you will get
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Considering Annuities? Here’s What to Keep in Mind
The fear of running out of money consistently ranks as a top concern for retirees and soon-to-be retirees. And yet, despite their anxiety, many
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What's the Best Way to Tackle Debt? Comparing Balance Transfer Cards vs. Loans
If you have a significant amount of debt, it can make everyday life stressful. It may feel like you're never able to get on top of your finances. This is especially true if you don't know how to pay off debt.
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All About Protection
Old National Bank is a secure home for your funds—and your financial future. Our checking options give you financial protection for today and tomorrow.
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When the benchmark in my loan is changed, will the “spread” over the benchmark also change?
Yes, possibly. One of the overarching goals of the LIBOR transition is to ensure that there is no “value transfer” between two parties to a contract simply because the benchmark interest rate has changed. Since no replacement benchmark is the same as LIBOR, it is possible that a “spread adjustment” will be required to ensure there is no value transfer from one party to the other.
Your Old National relationship manager will be able to answer any specific questions you may have about a spread adjustment that may be required on your loan.
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What is an SBA loan?
SBA loans are guaranteed by the US Small Business Administration (up to a certain amount) and are issued by participating lenders, mostly banks. Old National is recognized as a Preferred Lender by the SBA and has many years of experience with the SBA 7(a) program, the SBA Express program and the SBA 504 program.
SBA program benefits include smaller down payments, longer maturities with no balloon payment and fixed or floating rates. SBA loans typically provide more flexible financing at competitive terms that you might not otherwise qualify for. To learn more about SBA loans at Old National, please visit our SBA Loans page.