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1. The unemployed may never come back. Here's what that means for the economy.
   The US economy has had a strange comeback, where overall output is back to its pre-recession level but employment is still low. That means we're selling as much stuff as we were in 2019 but with almost 6 million fewer workers. Workers could stay sidelined and we'll keep making more with less, or they'll come back to a
2. Want to Improve Your Bottom Line in 2020? Start With These 3 Goals
   The new year presents new opportunities and new challenges for your business. These include how to improve your bottom line. To succeed, you should be clear about what you want to achieve by 2021. Your new year’s resolution for your business will likely include improving your bottom line. As any investor or businessper
3. What to Ask Before Hiring a Financial Advisor
   What You Need to Know Before Hiring a Financial Advisor It's no secret the blogosphere tends to hold financial advisors in contempt. The money blog movement is steeped in DIY gumption that does not lend itself well to seeking outside help. Additionally, even though bloggers won't admit it, at some subconscious level th
4. Your Credit Report Might Interfere With Your Job Search. Here's What You Need to Know
   These days, your credit history is almost as important for your personal finances as your bank accounts. That's because it can impact everything from your ability to get a loan to your ability to get a job. Yes, that's right: Your credit can impact your job search. One of the more pervasive myths when it comes to job h
5. 3 Financial Tools We Should All Be Thankful For
   The holidays are a great time to take stock of the things that make life worth living -- family, friends, and the hobbies we enjoy. They're also an ideal time to express gratitude for the tools that make our financial lives easier. Here are a few in particular that are really worth celebrating. 1. 401(k) plans Saving f
6. 3 mistakes that prevent you from hiring the best talent
   The people you hire can make or break the company. That’s a lesson I learned early on. I also learned that making the right hiring decision is hard. There are no easy yes-or-no questions to filter out candidates. These challenges make it easy to fall back on feelings and intuition when it comes to hiring.
7. 3 Things Retirees Need to Do Right Now to Prepare for a Second Coronavirus Wave
   With COVID-19 cases rising across the country, there's not really much debate about whether the situation is getting worse or better in the United States. In fact, the only division among public health experts now is whether we're in a second wave, or whether the first wave never ended. Sadly, things are probably going
8. 4 Unique Ways to Thank Your Customers
   You say it every day as a small business owner: thank you. It's said after every transaction, before almost every "take care," and sometimes while you're getting to know your customers before they buy anything at all. Saying thank you is a part of your everyday language, but what about sending a thank you that lasts, o
9. 4 Ways To Protect Your Retirement Income When Markets Are Volatile
   If you’re worried about stock market volatility and how to protect your retirement savings so it lasts for the rest of your potentially long life, I have some advice for you: Don’t spend your retirement savings! Instead, use your savings to set up “retirement income generators,” or RIGs for short, to generate regular l
10. 5 Ways To Get More Cash Flowing Into Your Business
    Struggling to get customers to pay you? You’re not alone. A majority of small businesses around the world (61%) say they have problems with cash flow, and 32% can’t pay back vendors, make payments on loans, or pay themselves or make payroll because of cash-flow issues, according to “The State of Small Business Cash Flo