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1. The idea of being unable to live independently is
   The idea of being unable to live independently is challenging whether you’re thinking about yourself or your loved ones. However, by having
2. Why Having an Emergency Fund Is So Important if You're Paying Off Debt
   When you're trying hard to pay off your debt, you probably want to devote every spare dollar to reducing your loan balance. After all, if you have extra money, sending it to your creditors will allow your balance to decline more quickly.
3. 4 Tips for Planning for Financial Emergencies
   You never know when something might happen or how much it will cost. Here are some tips to help you prepare financially for the unexpected
4. 5 Strategies for 40-Somethings Who Are Way Behind on Retirement Savings
   There are a lot of scary retirement charts that tell you how much you should have saved for retirement. One commonly cited figure by Fidelity Investments says that by the time you're 40, you should have three times your annual income set aside. But let's face it: That number is laughably unrealistic for a lot of people
5. A Solid Emergency Fund Could Be Your Ticket to a Strong Retirement Nest Egg. Here's Why
   You'll often hear that it's important to save money for retirement if you want to live comfortably during your senior years.
6. Married or Divorced? Here's How Your Social Security Will Change in 2025.
   A new year brings fresh changes to Social Security. If you're married or divorced, read on to see how these changes will affect your finances
7. The 4 Biggest Credit Card Mistakes to Avoid in 2024
   People often have strong opinions for or against credit cards. Your experience largely depends on how you use them.
8. The No. 1 Reason People Unsubscribe From Your Emails
   Think sending yet another email will get you more sales? You might want to think again. Seeing someone unsubscribe from your emails can be
9. Fed Says Digital Dollar Could ‘Fundamentally Change’ The U.S. Financial System—But It’s Not Ready To Issue One Yet
   Topline The Federal Reserve on Thursday released its highly anticipated report on the prospect of minting a central bank digital currency, or
10. Which Retirement Plan Should I Add to First?
    Saving for retirement is one of the most important ways that you can prepare for your financial future. When you stop working, nearly all of your income dries up. Although you may qualify to receive Social Security benefits, they'll only go partway toward replacing the income that your job paid you. Relying too much on