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How Low Interest Rates Can Affect Retirement
Have recent interest rate cuts impacted retirement? The short answer is yes. Things can get complicated, but low interest rates do have long-term effects on the economy and could alter your retirement planning. Retirement Income One of the most obvious short-term effects to lower interest rates is a decrease in income
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SECURE Act: How it Can Affect Your Estate Planning
When Congress passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act — which took effect on Jan. 1, 2020 — it created a mixed bag of benefits and new requirements for Americans saving for retirement. The law was also a way for the government to get access to retirement savings sooner so that mone
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Digital Marketing Mistakes Most Small Businesses Are Still Making
Digital marketing is unique on many levels. Unlike any traditional form of marketing, it can be totally free (which means small businesses can compete
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91% of HSA Participants Make This Glaring Mistake
It's unfortunate that not everyone has access to a health savings account, or HSA, because these savings plans really offer a host of benefits. For
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How to budget: 5 top budget strategies for you
If you're struggling to save money, following a budget can help. Here are five strategies to consider
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Small Business Owners Ask: Am I Paying My Employees The Right Salary?
By Rieva Lesonsky Survey after survey of small business owners indicates that attracting and keeping employees is one of the biggest challenges today. And with the unemployment rate still low, that problem is not likely to go away soon. A few months ago we noted that, according to a survey from Kelton Global, commissio
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Should your brand take a stance on social issues? Here’s how to decide
Today’s world is more complex than ever before as multiple cultural moments unfold at the same time, requiring businesses to assess which subjects to
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Addressing America’s Financial Literacy Crisis Begins at Home
We’ve known for some time that many Americans struggle with understanding finances.
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Get, Set, Fail......Five Common Mistakes New Franchisees Make In the First Year
Credit : Pexels So. You’re the proud owner of a brand new franchise business. You did your research, explored all of the options, investigated the legals fully and you’re confident that the franchise you’ve chosen to invest in is the right one for you. You’re fully behind the product or service that you’re going to be
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National Credit Education Month: building and maintaining credit is your ‘ticket to play’
Having access to credit is critical in making important purchases and, eventually, building wealth through homeownership. Some call it a “ticket to