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1. Succession planning: A CIO imperative
   As far as professional development goes, Sarah Naqvi’s meteoric rise to executive vice president and CIO at Maryland-based food service company
2. B
   Most portfolios are constructed based on an individual's investment objective, risk tolerance, and time horizon.
3. Do You Need Umbrella Insurance?
   When your standard insurance policies don't cover all of life's unexpected mishaps, there's umbrella insurance. Read on to find out if you need it
4. How will climate change affect the global economy?
   Study finds Africa, South America and the Middle East likely to be hardest hit Measuring the preparedness of the world’s 82 largest economies and based on current trends, the report found that the fallout of warming temperatures would cost the global economy $7.9bn by 2050 as increased droughts, flooding and crop failu
5. Upcoming Trade Tariffs Set to Impact US Economy in 2025
   A significant wave of trade tariffs is poised to reshape the economic landscape as the United States prepares to implement new duties on multiple
6. Old National Bank 'Gives to the Max' for Minnesota veterans assistance
   Since 2009, Minnesotans have embraced a state-wide, one-day giving event called Give to the Max Day. The campaign, led by GiveMN, has seen over $300
7. Providers place inordinate trust in patient identity practices
   Providers may be placing too much trust in cybersecurity practices that are not sophisticated enough to deter high-level attacks by hackers. That’s the result of a survey of 100 participants from healthcare organizations, which found discrepancies in cybersecurity preparations and actual marketplace reality. The resear
8. Supply Chain Disruptions Aren't Likely to Get Better This Year. Here's What You Should Be Doing Now
   With infrastructure problems likely to take months if not years to fix, it may be time to make systemic changes in your operations. With havoc at
9. How do I set up a sub-user in Shared Access?

   As the primary user of digital banking, you have the ability to grant another person or persons (sub-users) access to your digital banking account. You have sole authority and control in sharing access with, managing and disabling sub-users and/or their respective authority. In setting up sub-users to your account, you authorize Old National to act on transaction instructions initiated under the credentials of authenticated sub-users, just as if it was initiated under your credentials. 
   
   Sub-users access is limited to web browser only.

   • From within a web browser, select Additional Services, then Share Access with Others. 
   • Select Add person. 
   • Enter the identifying information about the sub-users. 
   • Select Grant full access to all accounts or next to each account, select
   • Click to grant access to each individual account. 
   • You will need to setup if the account is View Only, can make internal transfers or bill payments.
   • If you choose to allow bill payments, you will need to set an approval limit as well. 
   • Click Save and then Continue to agree to the Terms of Use. 

   The sub-users will receive an email at the address you provided and will need to setup their access within 30 minutes. They will log in and verify identity with the phone number you provided. The sub-users will then be able to log in to your account with their own user ID and password.

10. What costs will I have to pay at a mortgage closing?

    Closing costs include a number of fees and will vary based on your agreement, your loan, your lender and even what state you live in. But you typically can expect to pay between 2 and 5 percent of the home’s purchase price to cover these costs.

    You can expect to see fees for the third parties and reports involved in your home purchase (including attorneys, couriers, title searches, inspections, appraisals, surveys, transfer records, property research, underwriting and more), and you also may have to pay for any upcoming property taxes.

    Insurance also plays a large role in closing costs. For example, you may need to pay your premium for the first year of homeowner’s insurance at closing, as well as title insurance, and Private Mortgage Insurance (if your down payment is less than 20 percent).

    Your mortgage expert can provide an estimate of these closing costs after you apply for your mortgage.