1,705 results found
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Are You Ready to Invest Beyond a 401(k)?
When it comes to retirement investing, it pays to take advantage of accounts that provide tax breaks for savings. Sadly, many people are passing up the chance to invest in one of the most accessible of those accounts -- the IRA. In fact, according to the Center for Retirement Research, only around 15% of people of all
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Forget Debt-Free Living: Here's When Having Debt Is a Smart Move
Lots of finance experts are firmly on the "Debit is evil!" bandwagon -- and with good reason in some cases. There are countless tales of woe from folks who struggle to pay off large or growing debt. But some of those advisors may be a bit shortsighted on the topic of debt. Luckily, for every anti-debt extremist, there'
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SECURE Act impact on small business retirement plans
For small business-owning clients, ensuring their employees have access to a retirement plan - without incurring huge costs - is a particular challenge. Fortunately, the SECURE Act, passed in December 2019, created several opportunities to that can help employers establish retirement plans, as well as to expand on thei
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Should You Go Back to Work as a Retiree If Your Nest Egg Isn't Cutting It?
After leaving the workforce, you'll have to start relying on savings and Social Security to support you. Unfortunately, you may discover these income
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Saving for Your Emergency Fund: As Easy as 1-3-6
Setting money aside in an emergency fund is easier than you might think. Here's how to get started
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10 Tax-Smart Strategies With December Deadlines
This year marked the first time taxpayers filed their returns under the Tax Cuts and Jobs Act of 2017 (TCJA). Due to the sheer number of changes introduced, many taxpayers may not be aware of steps that need to be taken before year-end to help manage their tax exposure under the new law. That’s where year-end tax plann
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4 Key Dates Student Loan Borrowers Should Know in 2024
This article is part of Money’s new-year checklist — a 10-step guide to crushing your financial goals in 2024 (and beyond). For expert tips on how to
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9 ways to withdraw money early from your IRA - without paying a penalty
The IRS allows penalty-free early withdrawals from traditional IRAs in certain circumstances, called hardship provisions. Hardship provisions spare you the 10% penalty, but not taxes, on the withdrawn sum. IRA early withdrawals that can be penalty-free include expenses for healthcare, college, childbirth, and a first h
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Amid rising SaaS costs, organizations must prioritize email security
Despite rising costs amid economic uncertainty, it's important for organizations to ensure they have a solid cybersecurity plan in place. Here's why
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Supercharge Your Retirement Savings With A Backdoor Roth IRA
One of the best places to park your retirement savings is Roth IRA. Your contributions grow tax-free to save you money every tax season. The only problem is that high-income earners may not qualify for Roth IRA. I’m going to let you in on an open secret called the “backdoor Roth IRA.” Despite the semi-illicit name, a b