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2,491 results found
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3 Reasons to Go With a Roth IRA
One of the biggest decisions you must make when saving for retirement is whether to go with a traditional or Roth IRA. You're not locked into one -- you can start with one and transition to the other over time, or contribute some money to both types of accounts. But most people favor one over the other. Traditional IRA
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3 Tips for Investing in Your 50s
The years in your 50s are pivotal ages on the road to retirement. At this stage of life, you may be making plans for how you'll spend your senior years and when you'll close out your career. You might also be grappling with college tuition payments for your children or other expenses that eat up a lot of your income. T
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4 Cash Flow Challenges Facing Small Business Owners Today
By Deborah Sweeney You should probably have a good handle on your company’s cash flow, but do you ever wonder how your company compares with other small businesses? Intuit QuickBooks recently released a global study, the State of Small Business Cash Flow, which reveals the cash flow challenges experienced by small busi
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Can a business forgo a cyber insurance policy?
Though the cyber insurance market in the U. S. is currently valued at more than $7 billion, it is forecast to reach more than $20 billion by 2025. Considering the increase in cyber-attacks just since the COVID-19 pandemic, it has become increasingly clear that most, if not all, businesses that store customer data or pr
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5 Roth IRA Rules You Must Know Before Opening An Account
I’m a big advocate of the Roth IRA. I love to talk about it, and I recommend it to anyone who’ll entertain the conversation. But what I discovered is that a lot of people don’t understand the full extent of what a great investment vehicle the Roth IRA is. As well, many who do have it are completely unaware of how best
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3 reasons why women should use HSAs to save for retirement
A recent article from Bustle titled "How to Save for Retirement in Your 20s" powerfully explained why saving for the future is one of the best financial decisions young people can make. This is particularly true for women, who typically live longer than men and need their retirement funds to stretch further. However, a
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The Pandemic Has Hit Women Hard: 6 Tips to Bounce Back
We see reminders of the problems with gender parity every day. The passing of Justice Ruth Bader Ginsberg brought women’s struggles over the years back to the forefront. I just wrote about RBG last month, but this topic is worth discussing during the pandemic. Let’s see how far we have come … and how far we still need
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7 Business Activities That May Change Forever As A Result Of The Coronavirus
The coronavirus is teaching us that some of our business traditions are actually bad for us and bad for business. Because of the impending coronavirus pandemic, businesses are re-thinking common workplace activities. In this article, I’ll identify the ones that will likely be replaced or diminished, or will go away ent
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Roth Option Will Improve Your Company 401K
Many of your plan participants would greatly benefit from a Roth 401(K) provision. From the perspective of the plan sponsor, it’s a no brainer. It should be available on every plan. And you can enhance your plan benefits without one single penny of additional cost to the company. Roth 401(k) provisions are grossly und
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Treasury Secretary Janet Yellen says higher interest rates may be needed so economy doesn't 'overheat'
It might be necessary to lift interest rates to keep the economy from overheating, Janet Yellen said. The Treasury Secretary's comments contrast with the Fed's plans to hold rates near zero through 2023. Some experts fear Biden's latest spending plans risk dangerously strong inflation. See more stories on Insider's bus