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    1. When Does It Make Sense to Consolidate Debt with a HELOC?
      When does it make sense to consolidate debt with a HELOC? Things to consider before consolidating your debt with a HELOC
    2. Will home prices drop if there's a recession?
      Home prices are expected to increase moderately throughout 2025. While a recession could lead to a small decline in prices, a full-blown housing market crash is less likely.
    3. How to Handle Credit Card Debt When You're in Too Deep
      If the typical American charged each of their credit cards to the limit, they would end up $30,365 in debt -- that's the average credit card limit in the U. S.
    4. It’s IRA Season – Ensure Your Assets Are Optimally Invested
      Contributing to a traditional IRA or a Roth IRA by April 18 (or April 19 for Maine and Massachusetts residents) is your opportunity to cut your 2021 income taxes with a traditional IRA or get tax-free growth with a Roth, assuming you’re eligible.
    5. What Employers Need to Know about 401(k) Plans
      In a tight labor market, businesses need a retirement savings plan to recruit and retain good workers. In fact, about 80% of Americans work for an employer with a 401(k)-style retirement plan. In the following conversation, Robert Diedrich, president-wealth management division, First Midwest Bank, discusses recent rule
    6. 3 Reasons to Go With a Roth IRA
      One of the biggest decisions you must make when saving for retirement is whether to go with a traditional or Roth IRA. You're not locked into one -- you can start with one and transition to the other over time, or contribute some money to both types of accounts. But most people favor one over the other. Traditional IRA
    7. 5 Quick-Hit Personal Finance Tips To Help You Invest In Yourself
      Making enough money is just the beginning—then you have to manage it. Everyone, from recent college graduates to those well established in their careers, can reap the benefits of advancing their personal financial literacy.
    8. 5 Steps to Take When Buying Your First Home
      Buying a home to call your own is such an exciting time, but without a clear understanding of the process — and the proper amount of preparation — things can become tense quickly. Here are some tips to follow to avoid having that happen to you
    9. How small operational changes can add up to large energy savings
      Facilities managers can help light a competitive fire under their organization if it's dragging its feet on energy improvements.
    10. How to Decide Whether to Accept an Offer on Your House
      Listing a property for sale can be a complicated process. Ideally, after you've put your home on the market, you will get