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1. New Study: Nearly Half of Organizations Suffered a Third-Party Cyberattack or Data Breach in 2024
   A joint study by the Ponemon Institute and Imprivata found that nearly half (47%) of global organizations experienced a data breach or cyberattack
2. Small employers: Look before leaping into new MEP 401(k) option
   Final rules governing multiple employer plans ("MEPs") are now on the table, leaving many small business owners wondering both what they should do to take advantage of the new rules and what they need to consider before jumping in. Small business owners have a wide variety of retirement planning options to choose from,
3. What Really Keeps The Best Employees At Their Companies?
   Nap rooms, video game consoles, ping-pong tables — that’s what employees want these days, right? Not exactly. Despite what a walk through some startup offices might lead you to believe, workers aren’t liable to fall in love with a company over a handful of gimmicks and perks. People today know better than to be won ove
4. Why the Shortage of College-Educated Workers Could Hurt Small Businesses
   A new report points out the drop in workers with postsecondary credentials linked to in-demand skills.
5. Treasury Management Integration
   Your Bremer commercial and treasury management accounts will transition to Old National later this year. This site is your resource for key dates and info.
6. How do I set up a sub-user in Shared Access?

   As the primary user of digital banking, you have the ability to grant another person or persons (sub-users) access to your digital banking account. You have sole authority and control in sharing access with, managing and disabling sub-users and/or their respective authority. In setting up sub-users to your account, you authorize Old National to act on transaction instructions initiated under the credentials of authenticated sub-users, just as if it was initiated under your credentials. 
   
   Sub-users access is limited to web browser only.

   • From within a web browser, select Additional Services, then Share Access with Others. 
   • Select Add person. 
   • Enter the identifying information about the sub-users. 
   • Select Grant full access to all accounts or next to each account, select
   • Click to grant access to each individual account. 
   • You will need to setup if the account is View Only, can make internal transfers or bill payments.
   • If you choose to allow bill payments, you will need to set an approval limit as well. 
   • Click Save and then Continue to agree to the Terms of Use. 

   The sub-users will receive an email at the address you provided and will need to setup their access within 30 minutes. They will log in and verify identity with the phone number you provided. The sub-users will then be able to log in to your account with their own user ID and password.

7. What costs will I have to pay at a mortgage closing?

   Closing costs include a number of fees and will vary based on your agreement, your loan, your lender and even what state you live in. But you typically can expect to pay between 2 and 5 percent of the home’s purchase price to cover these costs.

   You can expect to see fees for the third parties and reports involved in your home purchase (including attorneys, couriers, title searches, inspections, appraisals, surveys, transfer records, property research, underwriting and more), and you also may have to pay for any upcoming property taxes.

   Insurance also plays a large role in closing costs. For example, you may need to pay your premium for the first year of homeowner’s insurance at closing, as well as title insurance, and Private Mortgage Insurance (if your down payment is less than 20 percent).

   Your mortgage expert can provide an estimate of these closing costs after you apply for your mortgage.

8. Privacy Documents
   We recognize the importance of protecting the privacy of our clients and guests who visit our website. Learn more about how it works.
9. The Transition Away from LIBOR
   Have questions about how the end of the London Interbank Offered Rate (LIBOR) may affect you and your loans? See the Old National FAQs on the subject.
10. 4 Marketing Strategies to Help You Gear Up for the Holiday Season
    Drive sales with these trending holiday strategies for 2019. The holiday season is the one time of the year when consumers plan to spend more than they do during any other spending event annually. This season is also gearing up to be a big one with PwC’s Trendsetter Barometer finding leading economic indicators reflect