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1. As Talk of a Recession Looms, Here's Why You Should Think Twice Before Laying People Off to Cut Costs
   While the initial response is to cut costs quickly, businesses that haven't done so amidst similar past crises have managed to come out stronger in
2. Cutting-Edge Business Protection: Combating the
   Cutting-Edge Business Protection: Combating the Top 5 Merchant Fraud Activities with Old National Bank   By Elle Werley, Merchant Services
3. Is Your Small Business Prioritizing Cybersecurity?
   Article By Joseph J. Lazzarotti Maya Atrakchi Jackson Lewis P. C. Workplace Privacy Blog A recent study surveying small and mid sized businesses (SMBs) found that 67% had experienced a cyber attack in 2018, and yet that same study found that cybersecurity is still “not on the to do list” for SMBs – 60% of the SMBs surv
4. Small Business Integration Center
   Bremer small business accounts and services will move to Old National Bank this fall. This Integration Center is your central resource for updates.
5. CFOs key to shaping digitization efforts: study
   The advance of disruptive or emerging technologies — such as artificial intelligence, with big names like Google and Microsoft committing large-scale
6. How to Find a Cyber Insurance Policy for Your Business
   protect your organization from cyber-attacks, which are on the rise.
7. How can I find an ATM?

   There are several ways to find an Old National ATM through our website and our Mobile App:

   On the website
   Visit oldnational.com/locations to go to our Branch & ATM locator page. Enter the following information into the Search box.

   • To find an ATM near a specific location, enter the location address (as much as you know), city/state or zip code. Select Search.
   • To find an ATM closest to your current location, enter your location and choose Search or just search for "Current Location." A listing of your nearest banking centers and ATMs will be provided. This listing will include branches with ATMs as well as standalone ATMs - some part of the Old National network and some part of the Allpoint network. You can also choose to Get Directions.   

   In the Mobile App

   • Open the App on your device. You do not have to log in. At the bottom of the Login screen, select Locations. You can use the Search at the top of the screen to find an ATM by address, zip code or city.
   • If you are already logged in to the Mobile App, go to More at the bottom right of the screen and then Locations under Contact Us.

   Results of Location searches will be more accurate if you have enabled your mobile device to show your current location.
   
   Deposits at ATMs
   Old National has many ATMs that will accept cash and check deposits, and we continue to add more. To find an ATM that accepts deposits, follow these steps:

   • Go to the oldnational.com locator
   • Next to the locator map, select the ATMs filter and unselect the Allpoint Surcharge-Free ATM filter. Our Partner ATMs, which are part of the Allpoint network, do not accept deposits.
   • Type your zip code or city/state into the Search bar to find the nearest ATMs

   Deposits made at an ATM are available for withdrawal based upon our typical funds availability policy. This means they may not be available for immediate withdrawal and use.

   If you have questions about making deposits at an ATM, please contact Client Care at 1-800-731-2265.

8. How to host a successful virtual event for your business if you've never done it before, according to online event planners
   Summary List PlacementMigrating live events to online spaces has been one of the great workplace challenges of the pandemic. Many small businesses have had to get creative to survive lockdowns, keep clients coming in, and network with fellow entrepreneurs. And there's good reason to keep up (virtual) appearances: Cyber
9. How do I use Quick Pay in Online Bill Pay?

   On a Web Browser
   Here’s how you make a payment from the Quick Pay section on the Digital Banking homepage.

   • First, log in to your Digital Banking account.
   • On the account homepage under Pay to select your payee from the drop-down list. If you have not set up a Payee, please go back to the section on how to Add a Payee.
   • In the Pay from section, select the account you would like to make the payment from. 
   • Use the Calendar to select the available date you want the payment to arrive to the payee and click Save. Keep in mind that some payment options take longer to issue than others, so your available dates may reflect this delay.
   • Next, enter the dollar amount you wish to pay.
   • When finished, click Schedule Payment.
   • You will be asked to confirm your payment, click Confirm to schedule and send your payment or Cancel if you need to make changes.

   On the Mobile App

   • From a mobile app, simply log in, tap Payment Center, then Bill Pay. 
   • Select the To/Payee and the From account. 
   • Enter the amount and the date you want the payment to arrive to the payee. 
   • Tap Pay. 
   • You will be asked to confirm your payment, tap Yes to schedule and send your payment or No if you need to make changes.
10. How Is Productivity Calculated?
    Productivity measures the efficiency of a company's production process. It is calculated by dividing the outputs produced by a company by the inputs used in its production process. Common inputs are labor hours, capital and natural resources, while outputs are generally measured in sales or the amount of goods and serv