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        1. Yellen outlines to Congress emergency measures on debt limit
          WASHINGTON (AP) — Treasury Secretary Janet Yellen told Congress on Friday that she will start taking emergency measures next week to keep the government from an unprecedented default on the national debt, warning that a default would cause “irreparable harm to the U. S. economy and the livelihoods of all Americans.” In
        2. Making a Charitable
          Why sell shares when you can gift them? If you have appreciated stocks in your portfolio, you might want to consider donating those shares to charity rather than selling them.
        3. How do I add a payee in Online Bill Pay?

          From a Web Browser

          • Log in to your Digital Banking account and choose Bill Pay in the top menu. 
          • To add a new payee, type the name of the payee in the “Need to pay someone new?” entry box near the top middle of the main payments page. 
          • As you type, what you are typing is matched to a known payee. 
          • If you see your payee in the drop down list, click the name and then click the Add button. Enter and confirm the account number and add an optional nickname. 
          • Select Add Payee.

          If you do not see the name in the drop down, don't worry, just complete typing the name of your payee and click the Add button. You will then be asked for some information about your payee:  

          • Account Number – This is your account number with the payee. Enter the account number as it appears on your bill. When making a payment to a person and not a business, you may not have an account number to provide. If this is the case, leave the account number field blank. 
          • Nickname - This field is optional, but if you have a different way to identify the payee besides the payee name, enter it here.
          • Payee Address – This is the address to which you send your payment. 
          • Payee Phone Number – Enter the phone number your biller provides for questions about your bill. If you are adding a company, look for a customer service phone number on your bill, statement, or invoice. If you are adding a person, use the person's work, home, or mobile number. 
          • Zip code – Enter the payee's zip code to which you send your payment. 

          When your payee is added, it will display at the top of your payee list on the main payments page. The next time you come back to the screen, your payees will display in alphabetical order. Bill Pay has its own FAQ in Digital Banking as well. You can find it on the Bill Pay screen in the lower right corner under I want to . . . 

          Mobile App

          • Open the Mobile App, tap Payment Center, then Bill Pay.
          • Select Payees at the top right of the screen
          • In the Add a person or business field begin adding information for those you want to pay. The app will guide you through entering any additional information needed. 

          If you need assistance with enrolling in Bill Pay, please contact Client Care at  1-800-731-2265.

        4. How to pay back your student-loan debt, no matter where you start or what type of loans you have
          There are several repayment plans to choose from to help you pay back your student loans. The right strategy for you will depend on your goals, lifestyle, and the type of loans you have. At any point during repayment, consolidating or refinancing your student loans can streamline your monthly payments and help you save
        5. What I wish I knew about money when I was younger
          To celebrate Financial Literacy Month, Old National Wealth Management team members share what they wish they knew about money when they were younger.
        6. 9 better ways to use your tax refund instead of spending it
          Hopefully, you've completed and sent off your tax return by now. While some of us may owe Uncle Sam money, others are getting a nice hefty refund
        7. 4 Smart Steps To Take Before Buying Your First Home
          Becoming a homeowner can be a daunting process for anyone, especially young adults or anyone without experience making such big purchases. Rushing
        8. How To Use Growth Marketing To Recession-Proof Your Business
          Recession. The word is enough to strike fear into business owners’ hearts.
        9. The Importance of Websites for Business
          You might be surprised to know that nearly half of all small businesses don’t have a website. It’s almost impossible to overstate the importance of website ownership to businesses, large and small alike. The Internet gives even the smallest of startup companies a chance to connect with millions of potential customers.
        10. What is a pre-authorization hold on my debit card?

          When you pay with your debit card, you may have a “pre-authorization hold” added to your account before the actual charge goes through. Businesses do this to make sure you have the funds available to cover the purchase, especially when the total amount is unknown at the time you use your card.

          For example, when you swipe your card before pumping gas, a pre-authorization hold is put on your account for an amount that’s probably going to be higher than what you’ll actually spend. When you reserve a hotel room, a hold is placed on the account for the cost of the room, plus a little more in case you have additional services during your stay. When you pay for your meal at a restaurant, a hold may be placed for the cost of the meal plus extra for the possible tip. Once the actual amount is known, that number becomes the charge. And once the charge clears your account (typically during the bank’s evening processing), the pre-authorization hold is released.

          Pre-authorization holds often can be considerably higher than what you will actually pay, and may stay on your account for a while (days, in some situations) so be sure you are prepared for this amount to be “on hold” in your account in the interim. Remember, you won’t have access to the excess funds until after the actual charge clears and the pre-authorization is released.

          Example: Joe visits a gas station and swipes his debit card before pumping his gas. The business doesn’t know how much gas Joe will pump, but it assumes the charge will be $50 or under. They place a pre-authorization hold on Joe’s card for $50 to ensure the funds are available. Joe pumps $20 worth of gas. That means there now is an extra $30 on hold in Joe’s account, and he will not have access to that money until the $20 charge clears and the $50 pre-authorization hold is released.

          If you have questions, call Client Care at 1-800-731-2265.