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    1. Why is my request for Digital Banking access showing as declined or pending?

      When you complete the Digital Banking enrollment process, we must verify the information you provide in order to prevent any unauthorized access to your account. The security of client information is one of our highest priorities. If your request for Digital Banking has been declined, it most likely means we were not able to successfully verify the information you provided during the enrollment process. A pending status most likely means we are working to verify your information. We will email you to notify you when your Digital Banking enrollment request is approved or declined.

      If you have questions or concerns about your Digital Banking enrollment, please call Client Care at 1-800-731-2265, and one of our associates would be happy to assist you.

    2. What do I do if I received an unsolicited or suspicious email claiming to be from Old National?

      If you inadvertently provided personal information and feel your Old National accounts may be in jeopardy, please contact Client Care at 1-800-731-2265 Monday-Friday, 7am to 6pm or Saturday, 7am to noon CT.

      Although fraudsters use various tactics in their attempts to deceive, there are common elements you can look for:

      • Awkward greeting or salutation
      • Typos
      • Incorrect grammar
      • Strange or unfamiliar links
      • Compelling or urgent language
      • Misspelled company name

      You are your first line of defense:

      • Stop before you click on links or attachments
      • Call the company using a phone number you know to be valid to confirm they sent the email
      • Don't reply
    3. How do I schedule an appointment to visit a banking center?

      You can schedule an appointment with your local banking center, by calling the location directly or making an appointment online through our website.

      If you need to find a nearby location, with phone number and hours, you can do so through our locator at oldnational.com/locations. Each banking center on our locator also has a Make an Appointment button for online scheduling.

      Note: Currently, we are not able to use online scheduling to make appointments for Commercial Banking, Wealth Management, Investments or Mortgage Lending. To schedule an appointment with one of these areas, please call the appropriate number below:

    4. What if I am locked out of my account in Digital Banking?

      To protect your account against unauthorized access, you may be "locked out" if you have attempted to log in to Digital Banking using incorrect login credentials (user name and password) multiple times. The length of time that you are locked out will depend on how many times you have attempted to log in using incorrect credentials. Here is how to regain access to your account:

      Resetting your credentials
      Most lock-out periods are brief, and after that time period has ended, you can reset your own login credentials in Digital Banking by doing the following:

      From a web browser
      From a web browser such as Chrome, Firefox or Safari, go to the home page. Go to the blue Login box on the upper right side of the page. Click on Forgot User ID or Password. You will be asked to provide information to retrieve or reset your login credentials. 

      In the Mobile App
      If you are using the Mobile App, on the Login screen, select Forgot Login. Enter the requested information to retrieve or reset your login credentials.

      Please note, that when requesting or resetting your User ID or Password, you will be asked to enter your email or phone number. For security purposes, the email or phone number you enter must match the email or phone number you have provided for your account.

      Contacting Client Care
      If, after trying the above, you are not able to retrieve or reset your password, or you are not able to wait for the lock-out period to expire, please call Client Care at 1-800-731-2265, Option 3, for login assistance.

    5. After I submit a notice of error about my loan, how long will it take for me to hear back from Old National?

      Within 5 business days from when we receive your request, we will mail you a letter to let you know that your request was received.

      Then, within 30 business days after we receive your request, we will mail you a letter providing details on the outcome of our investigation. If we agree that an error has occurred, the error will be corrected and this will be included in our response.

      Please note that if the error relates to providing an accurate payoff balance, we will respond within 7 business days.

      If we determine that an error has occurred, we will mail you a letter explaining:

      • The correction that was made
      • The date confirming when the correction was made
      • Information about how you can contact us if you need further assistance

      If we discover that no error took place, we will mail you a letter explaining:

    6. That no error occurred
    7. The reason(s) for that determination
    8. Details about your right to ask for the documents we reviewed to determine that no error took place and how to submit that request
    9. Information about how you can contact us if you need further assistance
    10. Please note that if we determine that additional time may be required to properly research your request, we may extend the review period by 15 business days. If this extra time is needed, we will mail you a letter before the end of the 30 business-day review period to let you know. The letter will explain the reasons why the extended review is necessary.

  • After I submit a request for information about my loan, how long will it take for me to hear back from Old National?

    Within 5 business days from when we receive your request for information, we will provide you a letter letting you know that we received your request.

    Then, within 30 business days after we receive your written request, we will:

    • Either provide the information requested
    • Or conduct a reasonable search for the information and provide you with a written notice to inform that the information is not available

    If the information you requested is not available, we will mail you a letter with details about how you can contact us if you need further assistance.

    Please note that if we determine that additional time may be required, we may extend the response period by 15 business days. If this extra time is needed, we will mail you a letter before the end of the 30 business-day research period to let you know. The letter will explain the reasons why the extended review is necessary.

  • Can I use my debit card(s) while traveling internationally?

    Yes, you can use your debit card internationally, but we recommend that you make some preparations before traveling:

    • Call Old National Client Care at 1-800-731-2265 or visit any Old National banking center to notify us of your travels before you leave. This will prevent your card from being blocked as a precaution due to unusual activity.
    • Mastercard® continues to monitor your debit card for suspicious or fraudulent activity while you are traveling. They may attempt to contact you to verify activity on the card, so be prepared to respond to such a call.
    • Take phone numbers with you to report a lost or stolen debit card. Report your lost or stolen debit card 24-hours a day by calling 1-800-731-2265 in the US or 1-812-422-2197 from outside of the US.  
    • We strongly recommend that you take a second form of payment in the event your card(s) is lost or stolen.
    • Please note that when you use your debit card internationally, foreign transaction fees may apply. Old National clients do have access to the Allpoint ATM Network, which has overseas locations and provides access without additional bank surcharges. You can find international Allpoint ATMs by using the oldnational.com locator or our Mobile App locator. 

    If you have questions about using your debit card while traveling, please contact Client Care at 1-800-731-2265.

  • What is meant by multi-factor authentication?

    Multi-factor authentication is a security method that verifies your identity from more than one source. If our Digital Banking does not recognize the device you are using to log in, we use multi-factor authentication to verify your identity for the security of your account.

    You will receive a verification code by the method you select (phone call, text message or email), that you must then enter to confirm your identity and access Digital Banking. If you choose Yes, register my private device, you will not be required to complete this verification process each time.

    There are several common reasons that you may be asked to verify your identity, such as:

    • You recently cleared your browser's cookies
    • You are using a different browser from the one you used previously
    • You knowingly or unknowingly asked to not skip this extra security step
    • You are using your browser in private or incognito mode

    If you have questions about verification, please call Old National Client Care at 1-800-731-2265.

  • Do I need to inform Old National of damage to my home or vehicle?

    Yes! If you have damage to property that is financed through Old National, we need to be an active part of your insurance claim process. Your loan with us is based on your home, vehicle or other property value, so we want to ensure it is repaired and the value maintained.

    The process for reporting property damage differs based on the type of property, so we have developed the guides below to assist you:

    Home mortgages

    • Download our Guide to Homeowners Insurance Claims for an overview of the claim process, including where to report damage to your home.
    • Please note: This guide outlines processing insurance claims checks for HOME mortgages only (e.g. conventional first mortgages).

    Consumer loans
    For consumer loans, such as a vehicle or boat, quick home refi, home equity loans, including second mortgages, please use our Guide to Insurance Claims for Consumer Loans.

    Commercial loans
    For commercial or business property, contact your Old National Bank commercial lender for guidance.

  • How do I sign up for direct deposit?
    1. Gather your account information, including the Old National routing number of 086300012 and your account number found on the bottom of your Old National check. There are three groupings of numbers on the bottom of your check. Your account number is the center set of 7-10 numbers.
    2. Contact your employer or depositor to verify if they have a process for direct deposit.
    3. If you are switching direct deposit from another bank to Old National, you can use our Direct Deposit Switch Form.
    4. Watch for your first deposit, which can take up to two months.

    Direct deposit contact information:

    Type of Direct Deposit New Direct Deposit
    (switch from paper checks to electronic deposit)
    Existing Direct Deposit
    (switch from another bank to Old National)
    Salary, Pension, Dividends, Investment income Contact your employer or payor directly.
    Social Security or Supplemental Social Security Visit www.godirect.org or call Go Direct at 1-800-833-1795 Call 1-800-772-1213
    Railroad Retirement Call 1-800-808-0772
    Civil Service Retirement (Office of Personnel Management) Call 1-800-767-6738
    Veterans Compensation Call 1-877-838-2778
    Other Federal Agency Benefits Contact the agency directly or call Go Direct at 1-800-333-1795 to get the phone number of many federal agencies.