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        1. What to Know About Mortgage Escrow Accounts
          When you finance your home with a mortgage, your lender will likely require you to maintain an escrow account. With this setup, a portion of your monthly mortgage payment is set aside to cover your annual property taxes and home insurance premiums.
        2. Want To Leave Your Kids An Inheritance? They May Only Have 10 Years To Take It.
          The Secure Act, which was signed into law in December 2019, brings about several major changes to the retirement system. One such shift marks the end of so-called “stretch IRAs” for non-spouse beneficiaries who inherit a retirement account after 2019. Although there are a couple of exceptions, starting in 2020, most ad
        3. A Solid Emergency Fund Could Be Your Ticket to a Strong Retirement Nest Egg. Here's Why
          You'll often hear that it's important to save money for retirement if you want to live comfortably during your senior years.
        4. "Four Solutions to Help Improve Your Cash Flow"
          Today, Small Businesses contribute significantly to the U. S. Economy. When you consider how many Small Businesses exist in our communities, it is impressive to think about the amount of time, effort, and commitment business owners contribute to helping our economy grow. As businesses grow, access to capital is one of
        5. The Difference Between Revolving Credit vs Line of Credit
          Revolving Credit vs. Line of Credit: An Overview Revolving credit and a line of credit are financing arrangements made between a lending institution and a business or an individual. The lender provides access to funds that the borrower can use at his discretion; it's like a flexible, open-ended loan. In fact, a revolvi
        6. How Secure 2.0 Helps Small Businesses Boost Retirement Benefits
          Nearly 75 percent of small businesses don't offer retirement plans to their workforce. The Secure 2.0 Act could change that. It's about to get easier
        7. Paying With Debit vs Credit: Which Really Saves You More?
          The truth is both tools can save you money, but in very different ways. It all comes down to how you manage spending.
        8. Untangling Your Finances When You Divorce: Don’t Forget These Important Details
          Divorce is an emotional time for everyone involved, but neglecting diligent follow up can impact your finances.
        9. 4 Things Budgeting All-Stars Do
          Following a budget may not seem like the most fun way to live. But actually, sticking to a budget can, to some extent, buy you financial freedom. If you're able to manage your money so that you're not forced to borrow in a pinch, you won't be shackled by debt payments like so many other Americans. If you're new to budg
        10. Why You May Not Have as Much Saved for Retirement as You Think
          Broadly speaking, the retirement-savings situation among today's workers is bleak, even among those who are nearing retirement age.