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    1. The 'retirement savings waterfall' explains where your money should go to build the most wealth
      It can be hard to figure out where to put the money you save for retirement when there are multiple types of accounts you can open. The "retirement savings waterfall" can help you prioritize, by explaining where your money should go first, and then where any extra money should go. First, take advantage of any employer
    2. Deciding What To Do With The 401(k)s You Left Behind
      If you’ve changed jobs throughout your career, chances are you have at least one or two 401(k)s with former employers. If you’re like most people, you’ve probably been unsure about what to do with that money and just left it in the plans. Now that time has passed and your financial decisions are more deliberate, you ma
    3. Financial Advice I Would Give My Younger Self – Planning for Education Funding
      At the end of most lectures I give, the moderator usually asks, "What else should our audience know?"
    4. 5 Finance Tips for Small Business Owners
      82% of small businesses fail because of cash flow problems. Proper financial management is the key to ensuring that your business is in the 18% minority. The cruel truth about entrepreneurship is that 31.8% of small businesses go bust in their first year. 50% fail before their fifth birthday. The reason? Most small bus
    5. How To Use A Roth IRA To Save Money For College
      The cost of a college education continues to soar with no end in sight. College tuition rises at more than twice the rate of inflation, growing by about 8% per year, on average. At this rate, the cost of a college education will double every nine years. This has many parents understandably concerned about paying for th
    6. Have You Joined the “Great
      Have You Joined the “Great Resignation?” What to Do With Your 401(k)Workers everywhere have been fleeing their jobs in droves. If you’ve joined the
    7. Buying Holiday Gifts Without Breaking the Budget
      Using a savings account for holiday shopping without breaking the budget.
    8. When Choosing Joint Or Separate Bank Accounts, Here Are Some Key Considerations
      Financial management is one of marriage’s most critical yet tricky parts. How you and your spouse handle money can significantly affect how you get along.
    9. Six Things to Know About HSAs
      A health savings account can be a great way to set pre-tax dollars aside for medical expenses. Here are six things you should know about HSAs in order to take advantage of them
    10. 7 small financial systems that save founders from chaos later
      Install small systems early that quietly compound into clarity, confidence, and better decisions when things get harder.