1,939 results found
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The 'retirement savings waterfall' explains where your money should go to build the most wealth
It can be hard to figure out where to put the money you save for retirement when there are multiple types of accounts you can open. The "retirement savings waterfall" can help you prioritize, by explaining where your money should go first, and then where any extra money should go. First, take advantage of any employer
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Three Ways to Start Saving for Your Child’s Future
A parent’s responsibilities are seemingly never-ending and ever-growing. All parents want to make sure they’re teaching their children everything
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5 Finance Tips for Small Business Owners
82% of small businesses fail because of cash flow problems. Proper financial management is the key to ensuring that your business is in the 18% minority. The cruel truth about entrepreneurship is that 31.8% of small businesses go bust in their first year. 50% fail before their fifth birthday. The reason? Most small bus
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Debunking The Myths About Self-Directed IRAs
Founder/CEO of Next Generation Trust Company, a trust company specializing in custodial & administrative services for Self-Directed
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This IRA Move Looks Smarter After the Stock Market Correction
One of the biggest problems with the way that most people save for retirement is that they fail to take taxes fully into consideration. With traditional IRAs and 401(k) plans, you typically set aside pre-tax money into a tax-deferred account that shelters your money from tax as long as it stays in the account. But once
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Buying Holiday Gifts Without Breaking the Budget
Using a savings account for holiday shopping without breaking the budget.
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National Credit Education Month: building and maintaining credit is your ‘ticket to play’
Having access to credit is critical in making important purchases and, eventually, building wealth through homeownership. Some call it a “ticket to
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Six Things to Know About HSAs
A health savings account can be a great way to set pre-tax dollars aside for medical expenses. Here are six things you should know about HSAs in order to take advantage of them
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Financial Advice I Would Give My Younger Self – Planning for Education Funding
At the end of most lectures I give, the moderator usually asks, "What else should our audience know?"
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Deciding What To Do With The 401(k)s You Left Behind
If you’ve changed jobs throughout your career, chances are you have at least one or two 401(k)s with former employers. If you’re like most people, you’ve probably been unsure about what to do with that money and just left it in the plans. Now that time has passed and your financial decisions are more deliberate, you ma