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    1. Life Insurance vs. Emergency Fund: Why You Probably Need Both
      Understanding when an emergency fund and a life insurance policy come into play — and how to potentially afford both — will help you prepare for the future. Here's how
    2. 401(k) and IRA Advice Especially for Women
      For women who expect to lean heavily on their investment accounts in retirement, market volatility isn't the only concern. It's also important to help minimize the impact taxes can have on income in retirement. That means managing the funds in various types of investments and accounts -- taxable, tax-deferred and tax-f
    3. 3 Smart Places to Save Now
      With Social Security set to deplete one year earlier than expected, taxes on retirement benefits may only get worse, not better. Currently, 15% of your Social Security benefit is tax-free. For the other 85%, it all depends on your “provisional income.” So, it’s important to be able to manage your income in retirement,
    4. 5 Things to Do as Your Retirement Date Approaches
      If you're among the nearly 5.6 million Americans who retire every year, here are five ways to make retirement easier.
    5. How to maximize employee participation in HSA plans
      High-deductible health plans (HDHPs) not only offer employees the opportunity to save on their premium contributions, they also provide access to what are commonly touted as triple-tax-advantaged health savings accounts (HSAs). HSA users can put away money tax-free, and account distributions for eligible healthcare cos
    6. 4 Ways a Credit Limit Increase Can Help You
      If you have a credit card, you've probably noticed that you have a set credit limit. Your credit limit is determined by various factors such as your income, credit history, and credit score.
    7. 5 Steps to a Secure Retirement Plan for Business Owners
      When you're planning for how you'll manage your finances when you're retired you can't be hasty. Retirement planning is perhaps a multistep process, and it evolves with time. That being said, retirement planning for the service class and business owners is not the same. In most cases, the service class receives provide
    8. 5 Steps to Creating a 3-5 Year Business Plan
      The pandemic has highlighted the importance of having a strategic business plan that you can turn to when the unexpected happens. How do you get
    9. 5 Ways to Avoid Becoming a Victim of ATM Scams
      Card skimming fraud — which occurs when a criminal uses a skimmer device to swipe your bank card details from areas where you use your card for payment or to retrieve cash — was up 759% in the first half of 2022, with 20% of those skimming incidents occurring at a branch ATM, according to data from FICO.
    10. 5 Ways to Scale and Grow a Business
      You took the first step and founded your business. Then, you were able to acquire some customers. However, do you know what you need to do in order to grow your business and be the market leader? The answer is simple. You have to have a scalable business model.