1,601 results found
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Life Insurance vs. Emergency Fund: Why You Probably Need Both
Understanding when an emergency fund and a life insurance policy come into play — and how to potentially afford both — will help you prepare for the future. Here's how
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3 Ways to Build Wealth Amid the COVID-19 Pandemic
The coronavirus has taken a significant toll on the U. S. economy as well as many Americans' personal finances. With more than 10 million U. S adults filing for unemployment over just the past two weeks, many people are struggling just to pay the bills each month. If you're one of the fortunate ones who still has a sou
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401(k) and IRA Advice Especially for Women
For women who expect to lean heavily on their investment accounts in retirement, market volatility isn't the only concern. It's also important to help minimize the impact taxes can have on income in retirement. That means managing the funds in various types of investments and accounts -- taxable, tax-deferred and tax-f
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What Self-Employed People Need to Know About SEP IRAs and Solo 401ks
So you don't have a company 401K—all the more reason to save on your own terms. Here's your guide to the most popular and widely applicable retirement accounts for self-employed folks. If you're self-employed and looking to turbocharge your retirement savings, you may have more options than you realize. While employer-
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3 Smart Places to Save Now
With Social Security set to deplete one year earlier than expected, taxes on retirement benefits may only get worse, not better. Currently, 15% of your Social Security benefit is tax-free. For the other 85%, it all depends on your “provisional income.” So, it’s important to be able to manage your income in retirement,
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How To Use Your 401(k) Funds To Start A Business
November is National Entrepreneur Month. With studies showing 30% of new businesses are started by people above the age of 50, you might be
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5 Credit Score Mistakes You Can Easily Avoid
Maintaining your credit score requires careful money management and attention to detail. Even the smartest consumers make simple mistakes that can
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5 Things to Do as Your Retirement Date Approaches
If you're among the nearly 5.6 million Americans who retire every year, here are five ways to make retirement easier.
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No Summer Vacation This Year? What to Do with the Money You’ve Saved
From spring through summer this year, we’ve seen travel get disrupted by COVID-19. Some countries have even banned international travel to help contain the virus. SEE MORE COVID-19: A Once-in-a-Lifetime Chance to Change Our Spending HabitsClients at my firm who began planning dream vacations many months ago have been a
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Are You on Track? Financial Goals for Every Decade of Your Life
Your career and lifestyle look completely different when you're in your 20s compared with when you're in your 60s: Your financial focus and planning in each decade should follow suit. Each decade is riddled with its own risks and problems, so it's important to know what to expect. Which decade can you afford to take mo