1,651 results found
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What information does an employer have to give regarding a 401(k) plan?
Any employer who offers a 401(k) retirement plan is required to provide each plan participant, free of charge, copies of the summary plan description, the summary annual report, and an annual statement of the participant's account. In addition, every participant has the legal right to request, in writing, a host of oth
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When Does It Make Sense to Consolidate Debt with a HELOC?
When does it make sense to consolidate debt with a HELOC? Things to consider before consolidating your debt with a HELOC
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Why Employee Engagement Is a Top Priority for CEOs in the First 90 Days of 2025
The first three months of a new year offer businesses the opportunity to grow and thrive. Read on to find out why CEOs are prioritizing employee engagement to fuel that growth
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Why Your 401(k) Is a Tax Trap (and What You Should Do)
Just about every financial expert I know advises savers to contribute to their company's 401(k) plan -- at least enough to receive the employer's matching contribution. I can't argue any differently. That company match is free money -- a bonus from the boss -- so why not cash in if you can? And, of course, the tax brea
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Coronavirus Withdrawals From An IRA Or 401(k): Who Can, And Should, Tap Retirement Accounts?
Part of the CARES Act allowed individuals to tap IRAs or 401(k) retirement plans if they were impacted by the coronavirus and needed cash. The law permits withdrawals up to $100,000 (or the account balance, if lesser), without penalty. The funds can be paid back, though it’s optional. For struggling business owners and
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3 steps to greater FSA/HSA participation
The rapid spread of COVID-19 has emerged as one of the biggest health crises of our time, with plenty of uncertainty still to come. In response, many American families have turned to self-funded health care benefits like flexible spending accounts (FSAs) and health savings accounts (HSAs) to purchase over-the-counter m
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Creative Ways E-Commerce Businesses Are Maintaining Sales During The Pandemic
While some retailers have been able to maintain, or even increase, sales during the pandemic, majority of businesses have not been so fortunate. Companies selling essentials, such as groceries, healthcare items, home workout equipment, and of course hand sanitizers and cleaning supplies, have been maintaining business
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How to Determine the Right Mix of Benefits and Compensation for Your Staff
At this time of year, you’re likely starting your year-end budget review and planning for FY 2020. Expenses, group benefits, and employee compensation may all be a big part of the conversation as you look for areas to control costs or trim spending. If your health insurance renewal is at year end, then Open Enrollment
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If you lost your job and are struggling to make ends meet, it could be worth adding a note to your credit report
Your credit report is a snapshot of your finances, showing payment history and balances for all your past and current accounts. Whenever you apply for
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3 Financial Tools We Should All Be Thankful For
The holidays are a great time to take stock of the things that make life worth living -- family, friends, and the hobbies we enjoy. They're also an ideal time to express gratitude for the tools that make our financial lives easier. Here are a few in particular that are really worth celebrating. 1. 401(k) plans Saving f