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1. 3 Essential Finance Moves to Make Before You Turn 40
   Some people dread turning 40. Others can't wait and see getting older as a positive thing.
2. 3 Financial Tools We Should All Be Thankful For
   The holidays are a great time to take stock of the things that make life worth living -- family, friends, and the hobbies we enjoy. They're also an ideal time to express gratitude for the tools that make our financial lives easier. Here are a few in particular that are really worth celebrating. 1. 401(k) plans Saving f
3. 3 Pros and Cons of Buying a Home in an HOA
   In your search for a home to buy, you may come across three letters that give you pause -- "HOA," short for "homeowners association."
4. 3 Questions to Ask Your Partner Before Opening a Joint Bank Account
   My husband and I were married for many years before we finally opened a joint checking account together.
5. 3 reasons for inflation that have nothing to do with higher wages
   Stronger pay growth has contributed to higher inflation, but other factors have played much larger roles. Shipping costs, focus on profitability, and shortages have fueled price hikes throughout 2021. Here are three factors driving inflation higher that have no link to higher wages. See more stories on Insider's busine
6. 3 Reasons To Empower Teams To Help Minimize The Impact Of Cost Reductions
   gettyOver the last two decades, the American workplace has become much more team focused. It meant increasing the number of leadership positions forming smaller “more manageable” teams in many companies. Now, amid the economic crisis, companies are looking for increasing efficiency, in many cases by reducing leadership
7. 3 Reasons You Might Not Want To Pay Off Your Mortgage Early
   It certainly seems like a smart idea to pay off your mortgage early.
8. 3 Reasons Your Credit Card Is Your Best Summer Travel Companion
   There are a lot of good reasons to use a credit card to book your summer travel.
9. 3 Smart Places to Save Now
   With Social Security set to deplete one year earlier than expected, taxes on retirement benefits may only get worse, not better. Currently, 15% of your Social Security benefit is tax-free. For the other 85%, it all depends on your “provisional income.” So, it’s important to be able to manage your income in retirement,
10. 3 Social Security Rules Every Divorced Person Needs to Know
    Social Security can provide essential income in retirement. But you need to know the rules for how these benefits work so you can maximize the money