1,541 results found
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How to help employees prepare for retirement
Some of your employees may be supporting their grown children instead of saving for retirement. Yes, you read that right. According to a report by Merrill Lynch and Age Wave, U. S. parents spend $500 billion a year on their 18- to 34-year-old adult children – twice the amount they contribute to their retirement savings
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Kids and Money: Financial lessons from Mom and Dad
I’ll never forget what my father taught me about credit cards in the days after graduating from college. Since I was an authorized user on his card,
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Can corporate well-being programs really help employees get healthy and reduce health care expenses?
We've all heard the adage, "No two snowflakes are alike." This rings true even for well-being programs and is a critical factor to consider when deciding what type of program is right for your employees. Every person is on a different journey to better health and well-being, and this is why generalized and oversimplifi
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Here’s What Couples Need to Know About Merging Finances
Personal finances embody deeply rooted emotional characteristics that shape one’s behavior toward their money. It’s important to remember that when sharing finances with a significant other, it’s not a one-size-fits all kind of deal. Individual emotions, trauma and beliefs around money will differ from person-to-person
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Solo 401(k) vs. SEP: Which is Best for Biz Owners?
Small business owners have several options to choose from when it comes to retirement planning. Traditional or Roth IRAs can provide a good start to saving for retirement, but successful business owners often need a plan that allows them to defer much larger amounts on an annual basis. SEP-IRAs were introduced as a way
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Second Marriage Financial Checklist: 7 Planning Items To Consider
Before my wife and I got married we had the “money talk”. Since we were relatively young, and neither of us had that much money, the talk was pretty short.
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4 Things to Know: An Expert’s Guide to Preparing for Homeownership
These days, it’s hard to keep up on interest rate news. That often means it can be tough to tell how a fluctuating market could play into your bigger plans, like buying a home.
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3 Tips for Investing in Your 50s
The years in your 50s are pivotal ages on the road to retirement. At this stage of life, you may be making plans for how you'll spend your senior years and when you'll close out your career. You might also be grappling with college tuition payments for your children or other expenses that eat up a lot of your income. T
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9 ways to withdraw money early from your IRA - without paying a penalty
The IRS allows penalty-free early withdrawals from traditional IRAs in certain circumstances, called hardship provisions. Hardship provisions spare you the 10% penalty, but not taxes, on the withdrawn sum. IRA early withdrawals that can be penalty-free include expenses for healthcare, college, childbirth, and a first h
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Reluctant to retire? 3 signs you're ready
Many people don’t have much choice about when they retire. Illness, job loss or caretaking responsibilities push them out of the labor force, ready or